What is the maximum amount of online payment for online banking of China Postal Savings Bank?

Maximum amount of online payment for online banking of China Postal Savings Bank:

1. Customer's transfer by SMS, online payment and credit card repayment (1) Daily accumulative amount 10000 yuan (inclusive);

2. SMS+electronic token customer transfer, online payment and credit card repayment (personal) business, totaling 200,000 yuan/day (inclusive);

3. SMS +ukey customer transfer, online payment, credit card repayment (personal) single transaction/day accumulated 2 million yuan (inclusive);

4. Intra-bank transfer, if the single transfer amount is more than 50,000 yuan (inclusive), you need to apply for a large transfer in advance at any networking outlet in the transfer account county;

5. For inter-bank transfer, if the daily cumulative transfer amount is more than 5,000 yuan (inclusive), you need to apply for a large transfer in advance at any networking outlet in the transfer account county and city.

Postal savings card can transfer up to 50,000 yuan every day.

The specific transfer situation is as follows:

1. If the amount of a single transfer exceeds 50,000 yuan (inclusive), it is necessary to apply for a large transfer in advance at any online outlet in the transfer account county or city;

2. If the daily cumulative transfer amount of inter-bank transfer is more than 5,000 yuan (inclusive), it is necessary to apply for a large transfer in advance at any networking outlet in the transfer account county and city;

3. After the opening of large-sum transfer, the daily cumulative transfer limit of each household in each channel is 5 million yuan (inclusive);

4. Through ATM transfer, the daily cumulative transfer limit of each household is 50,000 yuan (inclusive); Identity documents are required for bank transfers above 50,000 yuan (inclusive).

Extended data:

According to the different authentication methods, online banking of postal savings bank cards can be divided into three categories:

The first category: "UK+SMS" customers-when registering at the counter, you can choose to buy the UK as the authentication method and add SMS as the auxiliary authentication method. The limit of single transaction and daily cumulative transaction is 2 million yuan; For exchange business, the single transaction limit is 50,000, and the daily cumulative transaction limit is 2 million; For cross-border remittance business, the single remittance is equivalent to $2,000 (inclusive), and the daily cumulative equivalent is $5,000 (inclusive).

The second category: "Electronic Token+SMS" customers-when registering at the counter, you can choose to buy an electronic token as the authentication method. The limit of single transaction and daily cumulative transaction is 200,000 yuan; The single transaction limit of exchange business is 50,000, and the daily cumulative transaction limit is 200,000.

The third category: SMS customers-choose SMS as the authentication method when registering at the counter of our bank. For customer transfer, inter-bank remittance, remittance business and online payment business, the limit of single transaction and daily cumulative transaction is 6,543,800 yuan.

Postal savings card must use passwords for POS and ATM services; The withdrawal amount at ATM should be an integer multiple of 50 yuan, with the maximum withdrawal amount of 1 1,000 yuan each time and the maximum withdrawal amount of 3,000 yuan per day. After withdrawal, the balance on the card must be at least 10 yuan.

At present, according to the needs of the postal system reform of the relevant state departments, China Postal Savings Bank has established the Postal Savings Bank, collectively known as China Postal Savings Bank Co., Ltd. At present, our Postal Savings Bank has been transformed into a commercial bank according to the requirements of the state. For the outlets that are about to undergo commercial bank transformation in the early stage, the words "China Postal Savings Bank" are used. For some outlets that have not undergone commercial transformation for the time being, there is not much difference between them. They all operate in the national postal savings network.

There are nine types of postal bank cards, namely green card (debit card), green card, green card IC card, green card (Taobao co-branded card), regional co-branded card, zodiac card, green card and Jinhui card. Taobao card and Zodiac card are mainly suitable for students.

1. green card (debit card): a financial payment instrument issued by China Postal Savings Bank, which has all or part of the functions of consumption, transfer, settlement and cash deposit and withdrawal. Green card is a debit card, and overdraft is not allowed.

2. Green cartoon card: It is a bank card issued by China Postal Savings Bank, which integrates accounts with different deposit types, currencies and capital forms and financial accounts on one debit card, and manages the capital activities of multiple personal accounts with one card.

3. Green cartoon IC Card Gold Card: It is a green cartoon IC card debit card issued by China Postal Savings Bank to customers who meet relevant evaluation criteria. Eligible customers can enjoy the corresponding financial and non-financial value-added services after handling the gold card.

4. Green Card (Taobao Co-branded Card): It is a joint debit card that integrates financial services and online payment, which is jointly issued by China Postal Savings Bank, Zhejiang Taobao Network Co., Ltd. and Zhejiang Alipay Network Technology Co., Ltd..

5. Regional co-branded card: refers to the bank card jointly issued by branches of China Postal Savings Bank, large enterprises, institutions and social organizations.

6. Zodiac card: It is a series of theme card products issued by China Postal Savings Bank, which not only has the function of a bank card, but also has a greeting for the Spring Festival.

7. Green Card: A joint debit card jointly issued by China Postal Savings Bank and Tenpay Company, which integrates financial services and online payment functions.

8. Homesickness Card: It is an exclusive debit card issued by Postal Savings Bank for the majority of labor customers. It is a financial IC debit card with the functions of salary payment, cash deposit and withdrawal, transfer and remittance, payment and settlement, etc.

9. Jinhui Card is an exclusive debit card issued by Postal Savings Bank for pension financial customers. It is a financial IC debit card with the functions of pension payment, cash deposit and withdrawal, transfer and remittance, payment and settlement, etc.

10. postal savings card (green card for short) is a financial transaction card issued by the national postal department to provide financial services for depositors. Postal savings card is a postal savings card issued to individual urban and rural residents. All urban and rural residents who open a current savings account in a post office (or postal savings point) with a postal savings computer can apply for using postal savings card with their ID cards. Its main function is to deposit and withdraw money in networked ATMs and postal savings offices and to spend money in networked POS machines.

1 1. Postal savings POS business: it is a consumer service tool provided by postal savings to promote the realization of electronic money, reduce cash circulation and reduce the labor intensity of merchants. In the shopping malls, hotels, entertainment places and public service places where POS terminals have been installed in the bank card network, postal savings card users can use their accounts to spend money, and there is no limit on the amount of consumption and payment, and there is no handling fee. But the account can't be overdrawn.