Is Mangli Loan a Turnover Line?

Hello, Mangli Loan is a revolving bank.

We know from the platform's introduction of Mang Hao Li Loan that because users need to provide relevant information when applying, the platform will pay a telephone call back to the applicant and contact family members or units if necessary. Of course, if you have any other questions, you can click "Online Customer Service" at the bottom of the "Mango TV- My Wallet-Settings-Help Center" page to ask about the specific details of customer service.

However, when applying for a loan, you usually only need to go through four processes: filling in the information-obtaining the quota-passing the examination-withdrawing the cash. The basic information to be prepared usually only includes the applicant's ID card, the applicant's mobile phone number and the bank card (the reserved phone number of the bank must be the same as the applicant's mobile phone number).

What about the products that Mangli borrowed?

1. According to reports, the daily interest rate of products with good loans from Muli is above 0.0 15%. The specific interest rate will be evaluated according to the information submitted by the applicant, so the actual interest rate is subject to the page.

2. At present, the repayment period of Mangli Loan can be divided into 3-36 periods, and the follow-up system will set more periods to choose from according to the applicant's capital usage.

3. The credit line of Mangli Loan will be comprehensively evaluated according to the information submitted by the applicant. Generally speaking, after APPlying for 15 minutes, you can view the credit results in the app, or receive a credit result message.

: First, the principle of loan.

The "three principles" refer to safety, liquidity and efficiency, and are the fundamental principles of commercial banks' loan operation. Article 4 of People's Republic of China (PRC) Commercial Bank Law stipulates: "Commercial banks should operate independently, bear their own risks, be responsible for their own profits and losses, and be self-disciplined, and take safety, liquidity and efficiency as their operating principles."

1, loan security is the primary problem faced by commercial banks;

2. Liquidity refers to the ability to recover the loan according to the predetermined period or realize it quickly without loss of land, so as to meet the needs of customers to withdraw deposits at any time;

3. Efficiency is the basis of sustainable operation of banks.

For example, issuing long-term loans, the interest rate is higher than short-term loans, and the income is good. However, if the loan term is longer, the risk will increase, the safety will decrease and the liquidity will weaken. Therefore, the "three natures" should be harmonious, so that the loan will not go wrong.