Will the money returned by Pinduoduo credit card be deducted?

The refund of the merchant can only be returned to the original account and cannot be deducted from the account.

The money returned by Pinduoduo is returned in the same way. If you pay by credit card, the refund will be returned to the credit card. Pinduoduo can't be taken away.

About credit card refund

Refund only cancels the original transaction, not the actual repayment. After the refund, this account was not actually credited to the credit card, but was used as an overpayment of the credit card.

1. Refunds after the bill date are not counted as current repayment, and the "refund" in the credit card is different from cash repayment. Ticket refund, Alipay account refund or cancellation of consumption by other merchants cannot be counted as current repayment; Only when users deposit their own cash can they consider repayment.

2. "If it is a refund received before the bill date, this consumption can be deducted; However, if it arrives after the billing date, it cannot be deducted from the repayment of the current month and can only be included in the next month's bill. "

3. The credit card refund process is very complicated. The merchant initiates a refund, and the bank is only the receiver. Therefore, there will be no SMS reminder when the credit card refund arrives. It is suggested that cardholders should check with the bank in detail when they encounter the actual refund problem.