Will the risk trading reminder be blocked?

Many cardholders have been inexplicably reduced by the bank when using their credit cards, or their credit cards are restricted from trading, which means that your credit cards are under the risk control of the bank. The most common manifestations of risk control are derating and card blocking. However, most bank credit cards are risk-controlled, and cardholders will receive warning messages. Come and have a look with me.

Credit card risk control literally means credit card risk control. Credit card risks mainly include: credit risk, fraud risk, special merchant risk, expected annualized interest rate and exchange rate risk, and most of the bank's risk control warnings are suspected of cashing out.

If your credit card is controlled by the wind, you will probably receive such a short message, which reads as follows:

Dear customer, your X-line credit card has recently experienced a risky transaction, so I would like to remind you to standardize the use of the card. Banks will take measures such as reducing the credit card quota in accordance with regulatory requirements to ensure the security of credit cards. "

However, most bank credit cards have different performances under risk control:

For example, once the Bank of Communications suspects that your credit card is cashing out, it will directly seal the card and reduce the amount without any warning.

For example, China Merchants Bank, if your credit card has no temporary limit, it is likely to be subject to bank risk control.

For example, if your temporary quota expires and your application is rejected by the bank, nine times out of ten, you will be charged by the wind.

For example, China Everbright Bank, if it receives the similar warning information mentioned above, indicates that your credit card is under bank risk control.