Staging music said that the transfer of materials should go through the collection process.

Staged music sends a text message saying that following the process will mainly happen.

1. Bring a lawsuit to the court.

According to the process, overdue SMS is in accordance with the prosecution process. At this time, installment music is already preparing to sue users.

The process of loans overdue's prosecution is roughly as follows: the indictment is submitted, the court accepts the summons of the defendant, and the two sides mediate, but the mediation fails to be heard by the court.

Therefore, it is a process to send a text message in stages, so it is a process of prosecution.

However, installment music sends text messages according to the process, the main purpose is to let users pay off overdue debts as soon as possible, so installment music may not necessarily sue users in the end.

And installment music decides to sue users, then it is in accordance with the above prosecution process.

2. Continue to send text messages and call for collection.

Although the overdue SMS content follows the process, installment music usually does not sue users because the overdue amount is small or the overdue situation is not serious.

The content of overdue text messages says to follow the process, which is mainly intimidation.

Some users will be willing to take the initiative to repay after receiving such short messages, thus achieving the purpose of sending short messages.

If installment music does not intend to sue users, it will continue to send text messages calling for collection.

As long as users don't pay off overdue debts, they will always encounter collection.

If installment music outsources collection to a third party, the frequency of collection will increase, and a large number of collections will affect the daily life of users and their relatives and friends.

As long as you find: Beijian Quick Check, you can find your own online loan big data report with one click, which will contain your credit rating score, blacklist and other important data.

Extended data:

I haven't paid back the installment music for 50 thousand years Is there a credit report for overdue records?

Staged music has not been returned for two years, and overdue records will be collected at the meeting.

After the installment music is overdue, the overdue record will be reported to the credit bureau. The longer the overdue records are kept, the greater the negative impact.

Because the overdue record has been in the credit information for two years, it has become a stain on the credit information, and users will not be able to handle other credit businesses before paying off the overdue debts of installment music.

Even if the credit information is tainted, it will affect the daily life of users such as job hunting and civil service examinations.

If the user is unable to repay, he can apply to installment music for negotiated repayment. As long as he has a good attitude and explains the reasons for his overdue, the installment music club will consider whether to agree with the user to negotiate repayment as appropriate.

If the repayment negotiation fails, users need to find ways to raise money for repayment, such as selling assets and borrowing money from relatives and friends around them.

There are overdue records in the credit information, and users must pay off the overdue debts as soon as possible. Only when the arrears are paid off as soon as possible will the overdue records be deleted as soon as possible.