Is Nanjing Bank's financial management reliable?

The financial management of Nanjing Bank is still relatively reliable. As for whether there is a loss, it mainly depends on the product type. Bank wealth management products no longer guarantee principal and interest. If you pursue stable expected returns, then choose low-risk wealth management products, and the principal will generally be guaranteed. No matter how risky financial management is, please choose financial products rationally.

There are three main parts in Nanjing Bank's financial management, including plum blossom financial management, funds and bonds. Therefore, to analyze whether Nanjing Bank's financial management is reliable, we can start from these three parts.

Reliability analysis of financial management of Jinmeihua

Jin Meihua wealth management products are local and foreign currency wealth management products of Nanjing Bank for individual customers. They manage and operate customers' funds through rich financial investment tools, and improve customers' expected income on the premise of ensuring the safety of customers' principal. There has been no loss since the launch of Jin Meihua Wealth Management Word, so it is still relatively reliable.

Reliability analysis of fund financial management

Bank of Nanjing, as a consignment bank for funds, whether the funds sold are reliable depends on the management and operation of funds. At the same time, the type of fund will also affect the risk and expected return of principal and interest investment. However, as a fund entrusted by the bank, Nanjing Bank will screen the historical redemption, management and operation of the fund and select some high-quality funds to introduce to you, so the fund of Nanjing Bank is still relatively reliable.

Reliability analysis of bond financing

Bank of Nanjing's bond financing is actually buying government bonds, and the security of government bonds need not be emphasized. As a bond issued by the state, the credibility of national debt is no less than that of bank deposits, and the expected income is even greater than that of bank time deposits. From this perspective, the bond financing of Nanjing Bank is estimated to be the most reliable of the three financing methods.

Bank of Nanjing was established in Nanjing on February 8, 1996. It is a joint-stock commercial bank composed of state-owned shares, Chinese legal person shares, foreign shares and many individual shares, and has a first-class legal person system.

The personal financial service of Nanjing Bank is based on the position of "citizen bank" to improve the quality of urban financial life. Relying on the advantages of capital business, we will create "zero loss" and "golden plum blossom" financial management. Relying on the "Financial Easy Gold Card", we will help high-end customers achieve "accumulation over time". With the help of the experience and model of BNP Paribas, we have developed consumer credit products such as "Easy Credit", "Easy Housing Loan", "Easy House Loan" and "Easy Credit", and the operating personal loan product "Easy Business Loan".