I just received a text message (notice of litigation) saying that my loan has not been repaid. What should I do?

In daily life, we will receive text messages from friends, companies, or various sales promotions, but what should we do if we receive text messages saying that the loan has not been repaid? First of all, the first thing we have to do is to confirm whether we have a loan. Secondly, we will have a lot of communication with the sender to see if he is a liar or a customer service staff of the real loan platform. The times are developing rapidly. In this big information age, we must pay more attention to protecting our personal privacy and property, and we can't let our efforts for a month or a lifetime go to waste. Let's talk about it by Xiaobian.

First, true or false, the loan platform charges our fees in different ways.

In today's very developed era, people with malicious intentions emerge one after another. They will create some loan platforms, but their platforms can't get loans, not only can't get loans, but they will also charge us fees to fool us into thinking that we can get loans. By the time we realize the problem, it will be too late. We have been cheated of our money, so we must pay more attention.

Second, fraudulent short messages are dangerous, so be careful.

SMS is a very convenient thing. When we can't contact our relatives or friends because of some urgent matters, we will choose to send text messages, so some scammers seize this point and pretend to be their relatives to send text messages to defraud money. Therefore, when we receive this short message, we must first prove that the other party is really our friend to prove the credibility of this short message, because if we don't take precautions, we will be cheated if we are not careful with our money.

Third, your personal information must be kept strictly and cannot be leaked casually.

The most important thing is to keep our personal information strictly, because there are many softwares that need verification codes and ID numbers. These actions are all aimed at defrauding our personal information. For example, we sometimes get sales calls or game sales calls, because they have included our mobile phone number in their database, so they can call. Personal information must be properly kept and cannot be disclosed casually.

What do you think of this? Please leave a message in the comments section.