How is it that bank cards suddenly need real-name authentication?

The verification of identity card information by bank card corresponds to the requirements of anti-money laundering. When opening an account, the personal user information is incomplete, the mobile phone number reserved by the bank is wrong, and the validity period of the ID card has expired, so you need to go to the bank outlet to make up the information. Individual users can go to bank outlets with their ID cards and bank cards. Bank hours can be handled. Banking hours: Monday to Friday, 9: 00 am-65438+07:00 pm. Implement shift system on weekends. The specific working hours are subject to the bank. It should be noted that bank accounts cannot be lent to others.

Real-name authentication is to verify and audit the authenticity of user data, which is helpful to establish a sound and reliable Internet credit foundation. Generally, there are two ways of bank card authentication and ID card authentication, which can prevent some online fraud. The implementation of one-card real-name registration system has the following advantages: improving the security of mobile payment and other functions. Enhance the convenience of accessing other mobile Internet applications. It is conducive to cracking down on the crime of communication fraud, preventing the risk of spam and restraining the criminal impulse of criminals.

1. The advantages of real-name registration are: after real-name registration, you can handle business through user card, ID card or password, and implement a real-name registration system for mobile phones to curb illegal short messages, fraudulent short messages, pornographic short messages and other spam messages, and reduce illegal mobile phone short messages. Being able to identify users is more conducive to protecting your legitimate rights and interests.

2. Product usage scenarios require real-name authentication. In order to help users buy train tickets, insurance, organize user trips and other scenarios, users need real-name authentication. For example, Ping An Insurance requires users to enter real-name information for login authentication when registering. For aircraft flight query products, vertical and horizontal air travel needs real-name authentication of users to query flight information.

3, user identification, to ensure that valuable exchange items are received by real users. In product design, when the product is a valuable exchange item, such as money, mobile phone, travel opportunities, etc. It is necessary to authenticate the real identity of users to ensure that real users use products or participate in activities, to prevent valuable exchange items of products from being brushed off by machines, and to reduce gross profit margin to some extent. User screening to ensure that users meet product qualifications. For some products, users' qualifications are strictly regulated. For example, in the user agreement of mobike, users are required to be at least 12 years old, and financial investment products require users to be at least 18 years old.

4. Avoid the potential risks of using the product. When users use some products with age and gender restrictions, they can know whether they meet the conditions of product use through real-name authentication, so as to avoid the use risks and potential unsafe factors in the process of product use. Effective protection of users' interests, such as insurance, ticket purchase, etc., is based on users' real name identity information. Users can effectively provide related services when using this product for real-name authentication. You can get more products.

Some products will provide more privileges and services for users who want their real names, such as Alipay's real-name users. Users can improve their credit in Sesame Credit. Ctrip provides more coupons for real users. In addition, users who are willing to certify products are generally core users of products. For such users, the data product manager will also adjust the winning probability and algorithm in the process of welfare distribution such as lottery and red envelopes, so that real-name users have a reasonable but higher winning probability. Promoting the core users of perceived products is very beneficial to the maintenance and retention of product users. The purpose of real-name authentication is to verify whether the bank card you bind belongs to you. Real-name authentication and SMS authentication to ensure the safe use of your funds. Investors need to bind the real-name withdrawal bank card information before they can handle the withdrawal business. The bank card account holder must be consistent with the investor's real name to ensure the safety of funds to the greatest extent. Please bind the bank card information in time after registration.