The online banking ICBC transferred money to CCB, and received the text message, but could not find the money.

It depends on whether the sender is 95588 or 95533.

If you receive a reminder of CCB's balance change, it must have arrived;

If you receive a reminder from ICBC, it only means that the ICBC account has been remitted. It may be that the inter-bank clearing system of UnionPay has been delayed, or the account of CCB has not been recorded (for example, the account number does not match).

The transactions completed by the system in real time have nothing to do with whether the bank is open or not. I transferred from ICBC to CCB, and I just confirmed it here. Before the account of CCB was opened, I received a text message from 95533. It was really this account.