Bank card deduction is an intermediary business.

Bank card deduction is an intermediary business. It is suggested that I take my ID card and bank card to the counter of ICBC to check the transaction details, and I can see the transaction time, amount, reason, channel, payee's account name and account number.

First, the reason why the bank card was detained.

First, confirm the reason why the payment was deducted. If there is any doubt about the transaction on the card, it will be reflected to the bank call hotline, and the bank will help with the inquiry. Banks don't deduct fees at will. Most of the disputed withholding fees may be related to withholding fees, agency or account management fees. According to Article 1 1 of the Measures for Bank Settlement, "banks shall keep the deposits of units and individuals confidential according to law and safeguard the independent control of funds. Except for matters regulated by national laws and the State Council's authorization to the People's Bank of China, banks do not accept matters entrusted by patient departments and localities, and may not stop the inquiry, deduction and normal payment of deposits by institutions and individuals. "

Second, the intermediary business mainly includes:

1. Remittance business is that customers give cash to the bank and remit money from the bank to a third party who lives in the patient's place.

2. Letter of credit business: customers entrust banks to pay sellers in remote areas, and give customers and a certain amount of cash to banks in exchange for vouchers, which are used for commodity letter of credit business of exchanging cash with banks' patient cities and branches;

3. Agency business: Banks collect all kinds of payment for goods on behalf of customers, and accept the entrustment to buy and sell securities, precious metals and foreign exchange.

4. Trust business: banks manage property, transfer inheritance and keep securities and valuables on their behalf.

In a broad sense, the intermediary business of commercial banks refers to the business that does not constitute on-balance-sheet assets and liabilities of commercial banks, but forms non-interest income of banks. Commercial banks, based on asset business and liability business, make use of the advantages of technology, information, institutional network, capital and credit, and do not use or rarely use bank assets.