How to issue a credit report when buying a house requires a loan?

First, how to issue a credit report when buying a house with a loan?

Hello, you must provide a credit report before you can formally handle the loan.

Mortgage application materials

1. ID card;

2. Credit report

3. Proof of marital status;

4. Proof of repayment ability and income;

5. A legally binding commercial housing sales contract signed with a real estate developer;

6. If there is co-borrower or co-owner, co-borrower or co-owner shall provide relevant identity documents and a letter of commitment to agree to mortgage, and if there is co-borrower, proof of repayment ability shall be provided;

7. Proof that the down payment for house purchase has been paid;

8. Other information required by the bank.

Please refer to the above answers provided by Ronglian Ye Wei.

Second, how to make the graduates' personal credit report public?

You can print it for free when you take your ID card to the bank.

3. Where can I do the credit investigation of housing loan?

The printing method of mortgage credit report is as follows:

1. On-site inquiry and printing: I bring my valid ID card to the branch of China People's Bank for on-site inquiry and printing. At the same time, the People's Bank of China will also authorize some commercial banks to handle this business. You can go to the official website of the Credit Information Center of the People's Bank of China (website: www.pbccrc.org.cn), click "Customer Service", and find the "Contact Information of Credit Information Sub-center and Inquiry Center in China" to inquire the addresses and telephone numbers of credit information inquiry points in various cities.

2. Online inquiry and printing: open the Credit Information Center of the People's Bank of China, the official website (website: www. PBC RC. org. cn)- core business-Internet personal credit information platform-click "Start immediately"-register a new user-fill in personal information-verify SMS dynamic code-login-verify identity-select personal credit report, and submit an inquiry application according to the prompts. After the credit information is processed (usually the day after the inquiry application is successfully submitted), the credit information system will send a short message containing the identity verification code to the user. You can log in to the credit information system within 7 days after receiving the identity verification code, use the identity verification code to view the contents of the credit information report, and choose to print it at the same time.

Tips: The above instructions are for reference only, and the latest flow of the credit information system of the People's Bank of China shall prevail.

Reply time: 2020-11-18. Please refer to the latest business changes announced by Ping An Bank in official website.

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Fourth, how to issue a credit report when buying a house with a loan?

Credit report, you can go directly to China Credit Card, insert your ID card into their credit reporting machine, and your credit report will come out automatically. In addition to China People's Bank, there are individual differences, and the specific ports are also different.