What do you think of the credit card quota of Shanghai Pudong Development Bank?

How to check the credit card business card printing of Shanghai Pudong Development Bank? Let's take a look at these quota inquiry methods.

A card friend said that the Pudong Development Credit Card he applied for in Alipay passed, and the bank sent a short message to inform him of the card approval, but the credit limit was not mentioned in the short message. On the official website, the progress of applying for the card shows "Business card is being processed", so I wonder if I can check the credit limit if I don't get the card. The answer is yes. Let's see which method is the most suitable among many quota query methods.

As far as we know, there are many ways to inquire about the credit card limit of Shanghai Pudong Development Bank. As long as you confirm that your credit card has been APProved, you can check the specific credit card limit through customer service phone, official website, mobile app, etc. And the business card printing has obviously passed the examination and approval, so you are waiting to receive the card after sending it.

The following are some common methods to query quotas:

1, official website Inquiry: First, log in to Shanghai Pudong Development Bank Credit Card official website and enter your credit card and login password. , and then click to enter the credit card center to check your total credit limit, available credit limit, cash withdrawal limit, etc.

2. Customer service telephone inquiry: You can call the 24-hour customer service hotline of Shanghai Pudong Development Bank Credit Card at 400-820-8788, enter the ID number according to the voice prompt, and then turn 2 to find the credit card limit.

3. Inquire about Xidapuben APP: You can download the Xidapuben APP of Shanghai Pudong Development Bank, enter your credit card and password binding card on it, and enter the credit card center to inquire about the specific amount.

4. WeChat official account inquiry: WeChat pays attention to the official account of "Shanghai Pudong Development Bank Credit Card", click "Introduction to Card Opening"-"Card Opening Progress" on the menu bar, bind your Shanghai Pudong Development Bank credit card, and your credit limit will be displayed naturally.

However, there are few ways to inquire about the limit when handling the card, and there is no card, so it is impossible to know. The most direct and effective way is to call customer service and transfer to manual customer service, so that customer service can help you check the quota.

How to check the credit card limit of Pudong Development Bank?

The primary purpose of applying for a credit card is to be able to overspend, which means that the credit card limit for successful card issuance is the applicant's greatest concern. The higher the credit card limit, the more goods the cardholder can buy and consume. So, how to check the credit limit of Pudong Development Credit Card?

1. Cardholders can call the official customer service number of Shanghai Pudong Development Bank Credit Card. Then ask the manual customer service to check your credit card limit.

2. You can also log on to the official website of Shanghai Pudong Development Bank Credit Card or use the official app of mobile banking for inquiry. The cardholder only needs to log in and click to enter the credit card center.

3. Use the official WeChat account for inquiry. The cardholder pays attention to the official account of the credit card WeChat of Shanghai Pudong Development Bank, clicks on the card recommendation-Tie the card red envelope in turn, and can check the credit limit after completing the card binding operation.

But I have to say. For users who successfully get off the card, if the card is often emptied or overdue, the subsequent issuing bank will also take measures to reduce the credit card limit.

The above is about how to check the credit limit of Pudong Development Credit Card. I hope the answer can help friends in need.

How to inquire about the credit card limit of Shanghai Pudong Development Bank

After receiving the notice that Shanghai Pudong Development Bank mailed the card, you can register for mobile banking, and then check the credit card limit.

The steps are as follows:

1. Download the mobile banking of Shanghai Pudong Development Bank to your mobile phone and install it.

2. Open the mobile banking of Shanghai Pudong Development Bank, enter the mobile phone number filled in when applying for a credit card, and then enter the inquiry password. Whether the card is opened or not, this place can only be activated by entering 888888.

3. Then enter the verification code received by the mobile phone, and you can successfully log in to the mobile banking. Credit card limit and cash withdrawal limit will be displayed on the home page of mobile banking.

Extended data:

Quota increase:

1, the number of wins. Frequent use of credit cards, regardless of the amount, as long as you can swipe your card, you will definitely spend.

2. The amount wins. The monthly bill consumption should account for at least 30% of the total.

3. temporarily quit. Due to the need to increase the number of places such as holidays, travel and business trips in the short term. , you can apply for a temporary quota, which will be easier to get approval.

4. Perseverance. For different customer service applications, continuous telephone withdrawal applications are sometimes handled differently.

5. Hibernation is suspended. If the credit card is deliberately stopped for a certain period of time, the bank will have certain incentives to activate the dormant card to occupy the land, such as rewarding withdrawals.

6. Seize the opportunity. The timing of the increase is also very important. The application is most effective on the billing date or when the card has just been maxed out.

7. Continuous consumption. The bill for credit card consumption needs to last for three months in a row, and it can't be broken in the middle, that is, there must be consumption every month.

fundamental function

Pufa credit card has all the basic functions of ordinary credit cards, including: the global universal function of spending money at more than 20 million merchants at home and abroad and withdrawing cash at 840 thousand ATMs; The interest-free repayment period is as long as 50 days; Circulating credit function that can be circulated and freely controlled; Supplementary card function that can be shared with family.

RMB/USD dual currency settlement

The credit cards of Shanghai Pudong Development Bank are settled in RMB and USD respectively. When the cardholder uses this card in China, it will be settled in RMB; When the cardholder uses it outside China, it will be settled in US dollars. After returning home, he can choose to return the amount spent abroad in US dollars or RMB.

global

This cartoon is used by more than 20 million merchants around the world, and more than 840,000 ATMs around the world withdraw cash.

RMB repayment in consumption abroad

You can register for consumption and withdraw cash within the credit line without depositing any cash in advance, and experience the relaxed and advanced consumption mode.

Interest-free repayment period

The card can enjoy the interest-free repayment period of consumption while experiencing the new life of the contracted account. When you use this card to sign an account (excluding cash withdrawal), you can enjoy an interest-free repayment period of up to 50 days from the transaction date to the due repayment date. Cardholders only need to pay off the current balance on the statement before the due repayment date, so they don't have to pay interest for these expenses.

Minimum repayment amount

This card also provides a minimum repayment amount. The minimum repayment amount is the minimum amount that needs to be returned every month. Cardholders can freely choose to repay in this way, which can not only flexibly handle their own funds, but also reduce the repayment pressure. (Minimum repayment amount and interest-free repayment period cannot be enjoyed at the same time)

draw cash

With this card, you can easily withdraw cash not exceeding the cash withdrawal limit from ATMs marked with UnionPay logo at home and VISA logo abroad in case of emergency. (Withdrawal does not enjoy interest-free repayment period and minimum repayment amount)

How to inquire about the credit card limit of Shanghai Pudong Development Bank?

Inquiry method of credit card limit of Shanghai Pudong Development Bank:

A, official website query:

Operating environment:

Brand model: iPhone 13

System version: iOS 15.3

Baidu browser: v5.22.0.30

First, log in to official website () of Shanghai Pudong Development Bank Credit Card with Baidu Browser app, enter your credit card and login password, and then click Enter Credit Card Center. You can see your total credit limit, available credit limit and cash withdrawal limit.

2. Customer service telephone inquiry: You can call the 24-hour customer service hotline of Shanghai Pudong Development Bank Credit Card at 400-820-8788, enter the ID number according to the voice prompt, and turn to 2 to find the credit card limit.

Third, Xida Puben APP query:

Operating environment:

Brand model: iPhone 13

System version: iOS 15.3

Application version: v7. 1.5

You can download Shanghai Pudong Development Bank APP Xida Puben, enter your credit card and password binding card on it, and then enter the credit card center to inquire about the specific amount.

Fourth, WeChat WeChat official account inquiry:

Operating environment:

Brand model: iPhone 13

System version: iOS 15.3

Application version: v8.0. 18

WeChat app pays attention to the official account of WeChat, namely "Shanghai Pudong Development Bank Credit Card". Click "Card Introduction"-"Card Opening Progress" on the menu bar to bind your credit card of Shanghai Pudong Development Bank, and your credit limit will be displayed naturally.

1. What is the credit limit of Platinum Card of Shanghai Pudong Development Bank?

The credit card of Shanghai Pudong Development Bank has a platinum card quota of more than 50,000 yuan, an ordinary card quota of 1 10,000 yuan and a gold card quota of 1 10,000 to 50,000 yuan. In addition, Shanghai Pudong Development Bank Platinum Credit Card has a variety of cards, and their quotas are also different:

1. Simple Platinum Card. As a popular consumer-oriented card, the simple platinum card has a usage limit of 8,000 yuan to 50,000 yuan.

2. Standard platinum card. The amount of standard platinum card is slightly higher than the former, ranging from 1 10,000 yuan to 50,000 yuan;

3. High-end platinum cards and ultra-platinum cards. These two kinds of credit cards are only aimed at users with high consumption demand, and their credit requirements are very strict. The minimum credit line is about 50 thousand yuan, and some temporary credit lines are available, which can reach hundreds of thousands or even millions.

2. How to raise the credit card of Shanghai Pudong Development Bank?

1. Withdraw the temporary line

After Pufa mentioned the temporary amount, it is easier to raise the fixed amount. When temporary is mentioned, it is usually fixed once after 6 months.

Generally, Pudong Development Card will increase the temporary quota in three months, but when repayment is needed, the temporary quota must be paid off in full. Only in this way can we withdraw a fixed amount, and then make the next temporary withdrawal after three months.

2. Small multi-swipe card machine

Compared with other banks, Shanghai Pudong Development Bank also likes the consumption form of cardholders with small amount and multiple transactions. Very sensitive to large-scale credit card consumption, very vulnerable to wind control, so try to brush as little as possible. It is best to swipe more than 20 cards every month. And these 20 pens need to be scored, including online and offline. Online consumption can be conducted on platforms such as Taobao, Tmall and JD.COM. Alipay WeChat can be bound offline, and scanning code payment in the store is also offline consumption. You can earn a large sum of 1, and the rest is a small sum. If it is a small card, you can deposit a certain amount into the credit card. If it is a large card, it is best to have points, online and offline, and diversified consumption.

In addition, Pufa likes cardholders to spend high-end merchants offline, but be careful not to brush jewelry. This is a kind of merchants strictly controlled by Pudong Development Bank, and many cards have been frozen some time ago.

3. Withdrawal by installment

The lifeblood of Shanghai Pudong Development Bank is staging, which is the most important one! As long as you do the installment, you will be given an amount, which is related to the number of installments. No matter how much it costs, Pufa will increase your price as long as there is a stage. However, the number of installments should not exceed six. In addition, you can also buy things by stages in the shopping center in Pubenli, Xida University, which is also conducive to increasing the amount, and this method is also very effective for the opening and raising of universal funds.

4. Brush drilling and credit scoring

Most of the universal funds and quotas of Shanghai Pudong Development Bank are based on star diamond grades and credit scores, which are the same as those of ICBC. High scores are high-quality customers in the eyes of Shanghai Pudong Development Bank. Platinum star diamond: PUFA's star diamond grading system is very simple. The consumption of 2500 yuan is equivalent to 1 card star, and the installment principal of 100 yuan is equivalent to 1 card star. When you bind a PUFA debit card for the first time and repay more than 5000 yuan per month, you can get 1 card star. Credit score: the credit score is closely related to the amount of the universal fund, and a good credit record is maintained.

5. Incremental consumption

For example, if you spend 20% of the quota this month but fail to apply for withdrawal, you will try to spend 30% next month and apply again, and so on. Generally speaking, if you spend about 50% for two consecutive months, the bank will consider approving the withdrawal. Friends who are repeatedly mentioned can try.

6. Brush charging consumption

When your card amount is relatively small, you can withdraw the amount according to the charging method, for example, the card amount is 3000, and the amount is not enough. You can charge the card with 2000 pounds or other amount, and then spend it after charging. This is charging.

7. Remember to pay with an empty card.

Among all banks, Shanghai Pudong Development Bank is more afraid of debt. Anyone who has done a credit report should have found that Shanghai Pudong Development Bank has the most post-loan management, and other banks also have it. Usually once a few months, once a month or two. Therefore, Shanghai Pudong Development Bank needs to avoid issuing bills with empty cards. When the number of transactions you spend reaches, the credit card limit may not be enough. At this time, you must remember that you can't charge with an empty card. If you use an empty card to keep accounts, it will have a great impact on the credit card limit. You can also pay 30% to 50% of the total amount two days before the bill date, which can reduce the debt.

Let's stop here for the introduction of the credit card limit of Shanghai Pudong Development Bank.