Tens of billions of online lending platforms have fallen! The loan balance reached 6.3 billion, with the highest promised income 19%.

Tens of billions of online lending platforms have closed down again!

On May 13, Shanghai police issued a circular to investigate and deal with the case that Huaxia Xincai Internet Financial Information Service (Shanghai) Co., Ltd. (hereinafter referred to as "Huaxia Xincai") was suspected of illegally absorbing public deposits.

This also means that Huaxia's new wealth, which has experienced the redemption crisis since last year, is completely "cool".

Billion-level P2P is suspected of not absorbing.

/kloc-On the morning of 0/3, Huangpu Branch of Shanghai Public Security Bureau issued a police report, saying that the police recently investigated and dealt with Huaxia Xincai's case of illegally absorbing public deposits according to the investor's report, and took criminal compulsory measures against two suspects, including Li, the legal representative of Huaxia Xincai, and Wang, the chief financial officer 12.

According to the circular, after investigation, "Huaxia Xincai" set up an online platform of "Flower and Shrimp Finance" and an offline store of "Huaxia Investment" without the approval of the relevant state departments, with the promise of paying a fixed income ranging from 6% to 65,438+09% as bait, and illegally raised funds from unspecified public through the sale of various wealth management products, so as to raise funds for company operation, debt service and external lending. At present, the case is under further investigation.

The police said that up to now, the public security organs have frozen more than 85 million yuan of funds involved. The recovery of losses is still in full swing, and the final retreat will be carried out by the court according to law. The public security organs have collected the relevant data of "Huaxia Xincai", and at the same time hired professional judicial audit institutions to confirm the funds lent by each investor and trace the whereabouts of the funds.

According to the circular, the investors in this case can register online through the "Information Registration Platform for Investors in Economic Investigation of Illegal Fund-raising Cases in Shanghai", or they can bring their identity documents and related reporting materials to the public security organ at their place of residence or the actual place of residence for registration.

The police said that the funds obtained by the borrower using Huaxia Pratt & Whitney APP to apply for a loan are all involved in the case, and the borrower involved should fulfill the repayment obligation according to law. Please remit the repayment principal and interest to the refund account designated by the public security organ according to law. If the repayment is not made in time, the public security organ will recover it according to law.

According to the circular, the public security organs will comprehensively collect criminal evidence, fully promote case investigation, pursuit and recovery, and fund verification, and protect the legitimate rights and interests of investors to the maximum extent, and will announce the progress of the case in due course in accordance with legal procedures. Investors are requested to actively cooperate with the public security organs to investigate and collect evidence, express their demands according to law, do not believe in rumors, do not spread rumors, do not participate in various illegal gathering activities, and safeguard their legitimate rights and interests through legal channels.

According to the data released by Huaxia Xincai official website, as of the beginning of May this year, its cumulative transaction amount was 1 466,5438+0.8 billion yuan, with 250,600 transactions and a loan balance of 6.34 billion yuan, with a total registered population of 92,265,438+0,000.

The second shareholder is the actual controller of the A-share listed company.

A compelling survey shows that Huaxia Xincai was established in August 2065438+2005, and is a wholly-owned subsidiary of Huaxia Xincai Equity Investment Management Co., Ltd. (hereinafter referred to as "Huaxia Xincai Investment").

Huaxia Xincai Investment was established in June 2065438+2005. The three shareholders are Huaxia Management Co., Ltd., Lin and Liu Jiaci, holding 79%, 20% and 1% respectively.

According to public information, Huaxia Xincai Investment said that it was jointly initiated by Cathay-Capital, a world-renowned dollar fund, and the major shareholder of Guanfu (002 102), a listed company in China. From 20 15 to 12, Huaxia Xincai officially became one of the few Internet financial service enterprises in Chinese mainland that received foreign direct investment (FDI).

Upon inquiry of public information, the shareholder holding 20% shares of Huaxia New Materials Investment is Guanfu Holdings Co., Ltd. (stock abbreviation: ST Guanfu; Stock code: 002 102) Lin, one of the controlling shareholders and actual controllers.

According to the 20 19 annual report disclosed by ST, Lin Fuchun, Lin Wenchang, Lin and Lin are father and son, and the four are the controlling shareholders and actual controllers of the company. Among them, Lin holds 28,866,968 shares of the company, accounting for 65,438+0.10%. All the above shares have been frozen, and another 2,865,438+065,438+0,000 shares have been pledged. From February 20 15 to February 20 18, Lin served as the director of Huaxia Xincai Investment.

In the semi-annual report of ST Guanfu 20 16, Huaxia New Materials Investment was disclosed as "an enterprise in which the actual controller shares", and the above statement remained until the semi-annual report of 20 19.

In the introduction of official website, ST Guanfu said that after years of development and nearly three years of industrial restructuring and business integration, the company has formed two core subsidiaries, namely Nengte Technology Co., Ltd., which is committed to becoming a world-class enterprise in the research and development of pharmaceutical raw materials, animal nutrition and new materials, and Shanghai Sumi Information Technology Co., Ltd., which is a vertical e-commerce platform, with investment in real estate leasing and gold mining as its auxiliary business.

Guanfu shares 20 18 suffered from ST "wearing a hat", and Lin, the second shareholder of Huaxia Xincai Investment, is not optimistic at present. It is striking that Lin has been listed as a high-spending person by the court many times, and many shares under his name have been frozen.

Last September, the depository bank was changed.

In fact, China's credit and wealth crisis has long been a clue.

Since August last year, there have been questions and feedbacks about the difficulty in paying Huaxia's new wealth and the inability to pay back the money on time. Last September 1 1, Huaxia Xincai announced that it had changed its fund depository bank to become a new online bank. It is expected to be officially launched on September 22, but in just 1 month, the depository bank closed related functions.

Huawei, the financial officer of Huaxia Xincai, once responded that due to the large amount of due orders and the influence of the market environment, the debt transfer speed is slow, and relevant measures have been taken to speed up the debt transfer.

As of 10, a suspected "Huaxia Credit Report to Investors" caused an uproar. According to the document, "Shanghai and national online lending platforms will stop related businesses one after another".

Huaxia Xincai immediately issued a statement on June 30 10, saying that it had never issued a notice to investors, never received a notice from the Shanghai Financial Bureau about the complete termination of the online loan industry, and never signed the so-called "Commitment to Stop Business", which was a malicious imitation of Huaxia Xincai, and the so-called "Notice to Investors" was a malicious rumor.

20 1 165438+200918 October, Huaxia Xincai (Flower and Shrimp Finance) released the progress statement. Bing Lin, chairman of the company, and six core executives attended the online meeting. Bing Lin said that he would strive to issue a repayment plan on June 23rd at +065438, and even directly stated that Huaxia Xincai did not say that it was "robbing Peter to pay Paul". "The company promises not to run away without losing contact and to be responsible for the collection of creditor's rights to the end".

On165438+1October 23rd, Huaxia Credit Finance (Flower and Shrimp Finance) issued a progress statement saying that by the afternoon of 2019165438+1October 23rd17th,

It was not until February 8, 65438+ that the repayment plan determined by Huaxia Xincai's second lender committee meeting came out. In this plan, Huaxia Xincai promises to repay 40% of the original fund in the first year, 60% of the original fund in the second year, 70% of the lender's income in the third year and all the lender's income in the fourth year.

Bing Lin, Chairman of Huaxia Xincai, said in his New Year message in 2020 that in the coming year, the company will earnestly fulfill its social responsibilities, do a good job in post-loan collection and actively seek opportunities for enterprise development and transformation around the work of "three reductions and one transformation".

Huaxia Xincai released the latest work progress statement on April 27 this year, saying that the company started the current payment collection on April 2 1 2020 as planned. Up to now, all the payment collection work has been completed, and the actual payment amount is 654.38+56 million yuan, which is the payment from March 24, 2020 to April 26, 2020. The payment amount in this period increased by about 9. 1% compared with last month. From 20 19, 1 1, the accumulated payment is about 1 100 million yuan.