How to inquire about personal accounts of provident fund?

The inquiry method of provident fund personal account is as follows:

1. Login to official website Housing Provident Fund Management Center for inquiry: enter official website through the "Individual Housing Provident Fund Inquiry" link, click to enter the inquiry page, and enter the account number (ID card or provident fund card number) and password to enter the account details page;

2. Log in to the provident fund custodian bank for online banking inquiry: log in to the provident fund custodian bank, enter the online banking welcome page after successful login, and click the "My Account" column link in the navigation bar; After entering the "My Account" page, find the option of "Housing Provident Fund" in the function menu on the left and click "Housing Provident Fund"; Select "My Housing Provident Fund", "Query Transaction Details" and "Query Repayment Schedule" according to your own needs;

3. Inquire at the counter of the housing provident fund management center: the employee himself needs to bring the original ID card of the employee, and the unit manager needs to bring the original letter of introduction issued by the unit manager to inquire about the original ID cards of the employee and the manager; Customers need to bring the original ID cards and power of attorney of employees and customers when inquiring; Bring information to the counter of the district provident fund management center; Inquire (print) the historical details of provident fund deposit (more than one and a half years). Employees must apply to the provident fund center (office, sub-center) with the original ID card, and they can receive the inquiry details after 5 working days;

4. Call the provident fund service hotline 12329 for inquiry: call the provident fund hotline, click self-service inquiry according to the prompt, click account inquiry, and enter the provident fund account number and password;

5. SMS inquiry (not supported in some cities): edit SMS according to the requirements of provident fund inquiry format and send it to the inquiry number;

6. Alipay inquires about the provident fund (not supported in some cities): click the Alipay wallet button on the mobile phone desktop to open it and enter the home page; Find the "City Service" button and open it to enter the next operation; In the "City Service" menu, find the "Provident Fund Query" button; When operating the service for the first time, you need to confirm the authorization first; After authorization is completed, you can click the "Personal Query" button; Enter the ID number according to the system prompt and query the password; After entering the interface, you can wait for the system to provide specific data.

Individual provident fund withdrawal conditions:

1, used to buy a house. If you want to borrow money to buy a house, you can apply for a provident fund loan. The low interest rate of provident fund loans can save a lot of loan interest for loan users. If you don't apply for a loan, you can withdraw the provident fund at one time to pay the down payment for the house; Users who have applied for commercial loans to purchase houses can withdraw the provident fund to repay the loan principal and interest on a monthly basis;

2, due to the construction, renovation or overhaul of housing, provident fund depositors have to build their own housing, or renovation, overhaul of their own housing needs, you can apply for a one-time withdrawal of housing provident fund, due to pay housing construction, renovation, overhaul housing costs;

3. for renting a house. Some urban provident funds can also be used for renting houses. If the monthly rental expenditure exceeds a certain proportion of the family income of the depositor of the provident fund, then the provident fund can be withdrawn monthly to pay the housing rent;

4, used to treat major diseases. If the family members of the provident fund payer are unfortunately suffering from serious diseases, they can apply for withdrawing the provident fund to pay medical expenses and reduce the family burden;

5. If the payer of the provident fund retires, resigns or goes abroad to settle down, etc. , he can apply for a one-time withdrawal of provident fund. For retirees, one-time withdrawal of provident fund is a considerable pension.

Legal basis:

Regulations on the administration of housing provident fund

Article 24

In any of the following circumstances, employees may withdraw the storage balance in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.