Joke Collection Website - Public benefit messages - Is it true that there is a Hubei Bank online loan company in Wuhan?
Is it true that there is a Hubei Bank online loan company in Wuhan?
Hubei Bank Online Loan is a black online loan, I suggest you choose carefully.
Hubei Bank’s online loan is fake:
There is no information about Hubei Bank’s online loan online, nor is there any business information. Because of this, I do not recommend you choose this loan product. If your financial situation allows it, I don’t recommend you choose any online loan product. Because there are so many tricks in online loan products, if you don’t have sound legal knowledge and financial awareness, you are very vulnerable to the tricks of these online loan products.
Some users may feel that the application threshold for online loan products is very low and the payment speed is very fast, so they will choose to apply for online loan products. However, the annualized interest rate of online loan products is very high, sometimes even exceeding 24% or 36%. 24% and 36% are exactly the range of banks’ qualitative loan sharking. For the user himself, the user's behavior of applying for online loans will only cause his financial situation to get worse and worse.
Distinguish the tricks of black online loans:
1. For formal borrowing platforms, the APP used can be searched and downloaded in the mobile application store.
2. The APPs used by illegal online loan platforms are small programs that are mainly downloaded by scanning QR codes on mobile phones. They cannot be put on the shelves of mobile app stores, and cannot be searched or downloaded in mobile app stores.
3. For formal borrowing, including bank borrowing, interest is calculated after borrowing, interest is calculated and paid in installments, and the principal is repaid upon maturity. If the loan is overdue, overdue penalty interest will be incurred. No fees will be charged before borrowing money.
4. The main purpose of illegal online loans is to use the APP you control to set up various obstacles and make up various excuses to defraud borrowers on the grounds of borrowing money. They will not actually grant you a loan. .
5. Illegal online loans, illegally using the names of the China Banking Regulatory Commission, the People's Bank of China and other national departments to intimidate borrowers, in order to achieve the purpose of fearing the borrowers and making them believe the loans and pay fees.
6. All the dangers mentioned in illegal online loans are meant to intimidate borrowers. They are scams and not true.
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