What if I suspend my account for a long time?

The so-called long-hanging account is basically equivalent to a sleeping account, which means that your company has not had any actual business through this account within one year and is classified as "long-hanging". If your bank really put a long-term signature on your company's bank account in the account management system of the People's Bank of China, it will be really troublesome: your company can't open an account or change or cancel its account in any bank in China before canceling the long-term signature. In addition, it should be noted that after the account 1 year has no business, the bank will inform you to cancel the account or activate the account for business. If you don't close your account or handle the business, then the bank has the right to handle the compulsory account closing for you one month after the notice is issued. Of course, the money in your account will be returned to you, but this account no longer exists.

Personally, I suggest you keep basic deposit account. First, because the basic account is your host account, the basic account opening license sometimes plays a certain role; Second, if your company continues to maintain and there is no bank settlement account, it is really not conducive to future business development. The bank's small account management fee is approved by the price department, which means that the bank forcibly collects your money and you have to give it; However, the payment cipher is promoted and used by the People's Bank of China, which means that the bank will try its best to promote it for you. However, if you don't use it for the time being, the problem is not big. At least at present, there is no situation that you can't get the money without paying the password.

The solution is to deposit 5000 yuan in it according to what the bank said, without charge; Then go to another free bank to open an ordinary account (but the ordinary account can't use cash) as the usual settlement account; Finally, transfer 5000 yuan from this basic household to this newly opened general household. Or remember to transfer 1 to your account every year, and then the business will happen, which is not normal. Anyway, you don't have to ...