What are the disadvantages of the postal farmer's harvest card?

The postal farmer's bumper harvest card has no shortcomings. According to relevant public information, the function of postal farmers' harvest card is exactly the same as that of postal savings card. Apart from the name, there is no difference and no shortcomings. They are all used for payment, deposit and transfer. After the farmers' harvest card of Postal Savings Bank is issued, you can also enjoy such benefits as annual fee exemption, domestic ATM inter-bank cash withdrawal fee, and account balance change notification SMS service fee reduction.