Are the wealth management products generally bought on mobile banking safe and reliable?

The most basic common sense of investment and financial management is: first, choose products that suit your income target, risk preference and liquidity requirements; Second, choose "reliable" platforms, such as banks and platforms with big brand credit endorsements; Third, risks and benefits are always in direct proportion.

You can pay attention to the "bank smart deposit" products, and pay within 50W 100% according to the deposit insurance guarantee system. There are some products on Xiaoman Wealth Management APP (formerly Baidu Wealth Management) platform, including demand and fixed bank deposits. For example, the demand product "Sanxiang Bank Demand" can be withdrawn in advance, with a yield of about 3.9%, which can be accessed at any time, with interest bearing on the same day, unlimited holidays, withdrawal on any natural day, and real-time arrival on the same day, with no trading day limit and no limit; For example, the term bank deposit product "revitalizing smart deposits" has a maturity rate of around 4.8%.

Specifically, you can search for "download link of Du Xiaoman Financial APP" or follow "Du Xiaoman Technology Service Number" in the application market for detailed product information. Investment is risky, and financial management needs to be cautious!