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Why does mobile banking prompt that transfers exceeding 5,000 yuan cannot be made?

Mobile banking sets a limit of no more than 5,000 yuan for a single transfer. Its main purpose is to ensure the security of account funds. This limit is preset by most banks when opening mobile banking to prevent the risk of unauthorized large-amount transfers. However, this limit is not fixed and users can adjust it according to their own needs.

Take ICBC mobile banking as an example. The steps to modify the transfer limit are as follows: First, open the ICBC mobile banking application, find and enter the ICBC e-payment function. Then, click to enter the payment limit setting interface. Here, you can find the transfer limit option that needs to be modified, and click to enter the settings page. In the new interface, enter the new limit you want to set and click Next. Next, the system will send a text message verification code to your mobile phone. After obtaining the verification code, enter it and click OK. Finally, the page will show that the transfer limit has been successfully modified. At this time, you can perform transfer operations based on the new limit.

It should be noted that after adjusting the limit, ensure careful operation to prevent financial problems caused by misoperation. If you need to transfer more than 5,000 yuan, remember to increase the limit in advance or confirm that the operation is correct before transferring.