Guangzhou Bank Credit Card Overdue Prosecution Process

1.0 1 In-bank dunning. Usually, when we are overdue (within 3 months), our own dunning specialist, customer service and members of the legal department in the bank will collect the money. It is normal to send us text messages, emails and phone calls. In order to create pressure on us, they dare to say anything, and they will say anything that is useful and effective. 2.02 After the outsourcing third party urges the bank to handle it by itself, it will subcontract it to the third party collection company according to the internal process. At this time, it is normal to call and send text messages. Some people will add you to WeChat QQ, call the emergency contact you left, send a lawyer's letter, inform you, send a notice letter, explode the address book, or contact your location to find you.