I'm a credit card of Bank of Communications, and the monthly information fee is 12 yuan.

Free monthly SMS deduction 12 yuan means: free monthly SMS service fee 12 yuan. The Bank of Communications "Card Worry-Free" service provides instant SMS reminder for each transaction and 96-hour card loss protection.

Instant SMS reminder will inform the cardholder of every transaction (including consumption, cash withdrawal and repayment) generated by the credit card through SMS, so as to minimize or avoid the possibility of incorrect or stolen credit card swiping; The 96-hour card loss guarantee can compensate the cardholder for the economic loss caused by the theft of the credit card under specified circumstances.

Extended data:

Worry-free signature and charging rules for using credit cards

1. The service of "Worry-Free Card Use" is signed by households, and only the main cardholder can sign the contract. If the cardholder holds more than one Bank of Communications credit card master card, he only needs to sign one master card, and all the Bank of Communications credit card master cards under the cardholder's name and the supplementary cards attached to the master card will automatically open the "no card" service.

2. The service fee for the "worry-free card" service is charged by the user. The charging standard of "Card Worry-Free" service is 4 yuan/household/month, and it is deducted by each household 12 yuan every three months.

3.2065438+September 24, 2006 (inclusive), the supplementary card customers who have signed up for the service of "worry-free card use" will automatically open all the cards under the name of the main cardholder corresponding to the supplementary card from 2011year1month, and enjoy the "use".

4. The service fee of "Worry-Free Credit Card" is calculated and collected in a cycle of three months, and deducted on the next day of the service subscription date, and recorded in the current credit card statement, and the cardholder will repay normally within the repayment period shown in the bill; If the cardholder fails to cancel the subscription before the service expires, the service will be automatically renewed.

5. "Cardless" services are all unsubscribed by households, and only the main cardholder can unsubscribe. During the service period, if the cardholder cancels the subscription, the service fee collected will not be refunded, and the service will be provided until the deadline of the subscription service period.

6. If the credit card of Bank of Communications, which is used to sign the "card-free" service under the cardholder's name, is abnormal at the expiration of any service period and can no longer be traded normally, and the cardholder fails to cancel the subscription before the expiration of the service period, the cardholder agrees that Bank of Communications can arbitrarily select one of the other credit card master cards with normal account status under its name to deduct the corresponding service fee.

And charge the service fee to the current credit card statement of the card.

7. number seven. BOSS card needs to be signed separately to unsubscribe from the "no card" service, and the corresponding service fee will be charged separately.

Bank of communications-worry-free card use