Zhangjiagang credit card limit is deducted monthly

Basically, credit cards will not be deducted every month.

Bank credit cards generally do not need to deduct money every month. Most bank credit cards deduct money on an annual basis. The deduction fees are: 1. SMS fee: Some banks, such as Industrial and Commercial Bank of China, are exempt from charge.

2. Credit card annual fee: Ordinary credit cards are free of annual fees for 3-5 card swipes. Special types of credit cards require fees regardless of the number of card swipes.

3. Credit card cash withdrawals, overdue handling fees and interest charges.