Xiaomi Finance sent me a message asking me to repay within 48 hours. I don't want to arbitrate. What should I do?

If you suddenly receive a short message of arrears, you should conduct online arbitration. Don't panic, find out the truth of the news and deal with it according to your own situation.

Many people will receive all kinds of short messages in their daily lives, and some of them will receive short messages to remind themselves that they have already owed money and want to conduct online arbitration.

This kind of short message is usually sent by a short message fraud or a debt collector. Don't be afraid to receive this kind of message. You should verify each other's identity first. If you are a liar, you should call the police immediately. If it is a debt collection, you can negotiate with the other party about repayment.

Coping methods:

First, verify the authenticity as soon as you receive the text message.

Second, prove that SMS is a liar, and call the police immediately to avoid personal losses.

Third, if you are a debt collector, you can negotiate repayment with the other party.