Does Bank of Communications need to upload coupons for cash installment?

Bank of Communications needs to upload coupons for cash installment.

1. If you have handled the cash installment business of Bank of Communications credit card, you need to upload the consumption voucher. Cash installment belongs to consumer loans, and money can only be used for consumption.

2. The purpose of uploading coupons is mainly for banks to check whether the use of funds by cash installment users meets the requirements of banks. Once the bank finds that the funds are not used for consumption, the bank has the right to ask the user to repay the remaining unpaid principal in one lump sum.

3. Basically, when handling the cash installment of Bank of Communications, after the success, you will receive a short message from Bank of Communications on your mobile phone, claiming to upload the consumption voucher. The customer service staff of Bank of Communications said that this text message is the default text message that will be pushed by the Bank of Communications system as long as the customer has handled the cash installment, and the customer needs to upload the consumption voucher.

4. Vouchers usually don't need to be deliberately made. When you use a credit card to spend money on a POS machine, you usually automatically print out a shopping list. If you shop online, some merchants will mail contracts and invoices, so you just need to keep all the vouchers you receive and submit them directly when the bank wants them.

5. However, it should be noted that if the provided consumption voucher fails to pass the bank's audit, the bank may reduce the credit card limit or seal the card in addition to demanding full repayment. If this happens, you can try to communicate with the bank. If the communication fails, cancel the credit card after paying off the debt.

6. Finally, I would like to remind you that if you don't have proof of consumption, don't ask someone to issue fake invoices on your behalf. Doing so may directly be blacklisted by the bank, and may directly reject all kinds of business of this bank in the future.

A coupon is a receipt or invoice after consumption. For example, invoices in shopping malls, receipts from POS machines and consumption vouchers can prove the purpose of users using credit cards or loans. Sometimes banks will ask users to provide corresponding consumption vouchers to verify whether users have violated the rules and cashed out. Therefore, users can keep these credentials. It should be noted that no matter what kind of consumption voucher, it must be consistent with the date of consumption, otherwise the bank will regard it as an invalid consumption voucher and need to provide new proof.