Take the initiative to apply for loans. Is there a SMS notification?

Excuse me, will there be a SMS notification for borrowing money?

There is a short message that ants borrow money. After the general borrower applies for a loan, the system will send a short message within 24 hours. If the short message is not received for more than 24 hours, it is likely that the application has failed.

In addition to SMS to remind borrowers, you can also log in to Alipay APP, click on the loan in my interface, and enter the loan page to inquire about the loan progress and related information.

Did you send me a message when I opened the loan?

No, it was opened in Alipay.

There are three ways to improve the conditions of lending and opening up:

1. Deposit at least 1000 yuan into Yu 'ebao. Of course, the more the better. If you don't use it for a week or so, try to open it on a normal working day.

2. How active it is in the second-hand market of Taobao. Publishing idle things or buying and selling things can improve the opening rate.

3. Open an online store, upload products, and let the store generate transactions, generate grades, and generate favorable comments. Starting from a small number of transactions, it continues to grow steadily and slowly every day.

Extended data

Meet the conditions:

1, sesame credit score is above 600: Sesame credit score mainly includes five dimensions: user credit record, behavior preference, performance ability, identity characteristics and personal relationship. It is good to use credit records frequently. If they are used in different aspects, sesame credit scores will naturally be high, and they are all scored according to these five dimensions. More than 600 is not difficult.

2. Have sufficient repayment ability: that is, your financial strength and credit history, just like applying for a credit card, let him believe that you have the ability to borrow.

3, Alipay wallet upgraded to the latest version: Alipay just updated the latest version a few days ago.

4. Bad credit record: judging from Ali's risk control model, from the perspective of credit card repayment, the repayment ability is insufficient or the performance ability is poor.

Excuse me. Are there any messages to borrow money?

If you borrow money to pay back the balance of Alipay, there will be no SMS to remind users. However, if you choose to approve the money to the bank card, there will be a short message about the change of the bank card balance and a short message about the success of the approval. All in all, after the loan is successful, as long as you choose to pay the balance of Alipay, it will arrive in real time, and there is no need to remind you by SMS.

As for the payment to the bank card, it will arrive within 2 hours without special circumstances. After 2 hours, the user can check the balance of the bank card to see if the loan funds have arrived.