How should a son borrow money from his parents to buy a house?

The contents of the IOU shall be written according to the following terms:

1. Reasons for borrowing.

Second, the loan amount.

Third, the borrowing time.

Fourth, the repayment time.

5. If there is any agreed interest, it shall be indicated on the loan slip according to the interest agreed by both parties.

Sixth, the responsibility for overdue repayment.

Seven. Signature of both parties and signature of witnesses.

IOU format

First, the title must write the word "IOU". Don't be mistaken for "IOU" by others. Special attention: although the money is in the hands of others, the legal result is completely different;

Two, be sure to write "today by XXX yuan in cash, and indicate the words XXX yuan. Special attention: verify whether the figures are consistent. If the figures are inconsistent, amount in words shall prevail in judicial practice;

Third, be sure to write the correct lender's name and ID number, and at the same time, be sure to indicate the borrower's name and ID number to avoid problems such as verifying whether the borrower's identity is repeated in case of disputes;

4. If you are not sure when to ask the borrower to return, it is recommended that the lender not write the date of return, so as to ensure the 20-year limitation and not be unable to recover the limitation because of forgetting it for a while. Anyone who knows the law knows that there is not much difference between the date when the book is returned and the date when it is not returned.

If you need interest, you must make it clear. According to the law, if there is no clear agreement on interest, it will not be supported if interest is required to be paid when returning.

6. It is best to copy the front and back of the borrower's ID card on A4 paper at the lower right of the paper, and then write the debit note at the top. In addition, note: it is best to ask him to press his right thumb fingerprint after signing (the right thumb is strictly enforced in judicial practice such as courts and lawyers in China).

Fan Wen:

Personal iou

Reason: Due to personal financial difficulties, I borrowed RMB ××× 1000 today.

Borrower: ××× (signature)

Loan date: April 2009 1 repayment date: August 2009 1.

receipt for a loan

How much did Party A lend to Party B on a certain day of a certain year, with the loan term of xx, and agreed to return it on a certain day with interest ... If Party A fails to return it on time, how much penalty will it pay?

Signature of Party A

date

Extended data:

Although IOUs and IOUs are both proof of the relationship between creditor's rights and debts, they are also different.

Two common formats:

(1) IOUs

I borrowed Zhang San 1 10,000 today.

Borrower: Li Si

June 25(th), 2009

(2) IOUs

I owe Zhang San 1 ten thousand yuan today.

Debtor: Li Si

June 25(th), 2009

For (1), it is suitable for simple loans, and for (2), it is suitable for debts caused by something, such as not giving money after delivery, losing money by gambling, leaving no money after meals, etc. The case in the legal sense (1), that is, the loan, does not need other evidence to prove;

However, in case (2), it is easy to encounter unexpected situations. Generally, there will be a question of why, why and how to owe money. The problem may not be very big, but sometimes it will be more troublesome. What's more, it's no use calling.

Legal lending relationships are protected by law. However, for example, it is useless to write an IOU after losing gambling and writing an IOU after a lawsuit. Because the law does not protect illegal things, gambling is illegal, and the resulting IOUs are illegal debts and are not protected by law.

References:

Baidu encyclopedia-IOUs

References:

Baidu encyclopedia-IOUs