What is the most effective way to complain about banks?

The most ruthless way to complain about banks

In recent years, with the development of financial industry, people's requirements for banks have become more and more strict. When encountering problems such as poor service attitude of banks and unreasonable charges for financial products, people will get complaints and complain about banks.

The most ruthless way to complain about banks 1 1. Internal complaint telephone number of banks

If you are not satisfied with customer service and banking business, you can choose to call the bank and then find the corresponding acceptance department according to the voice prompt.

Industrial and Commercial Bank (95588); Agricultural Bank (95599); Bank of China (95566); China Construction Bank (95533); Bank of Communications (95559); Shanghai Pudong Development Bank (95528); Industrial Bank (95561); China Everbright Bank (95595); Minsheng Bank (95568); China CITIC Bank (95558); China Merchants Bank (95555); Postal savings (1 1 185)

Second, the local banking regulatory bureau is the most complete complaint process of the CBRC: telephone alone is not enough!

Every region has a special CBRC, which is the local agency of the banking industry. If you have corresponding problems to report complaints, you can also search for the banking regulatory bureau of the province on Baidu, find the complaint phone number, or leave a message or email to report.

Three. China Banking Regulatory Commission (short for China Banking Regulatory Commission)

If you are not satisfied with the handling of the complaint by the bank, or if the bank fails to give a final reply within the agreed time after receiving the complaint, you can complain to the CBRC.

The CBRC does not have a telephone complaint, but can make a written complaint, and explain in detail the incident and nature of the complaint, the complainant's name and contact information.

Fourth, collect complaints.

Gathering complaints is the largest public service platform for online media consumption complaints in China, and it will be exposed and used to some extent. You can leave a message directly on the gathering complaint, write down the reporting unit, the invitation, the evidence, leave your name and phone number, and someone will deal with it one after another.

Verb (abbreviation for verb) Media Weibo

Events that need to report complaints can be edited and published in Weibo or directly sent to media people, which may attract attention and solve related problems.

The most ruthless way to complain about banks 2 There are four effective ways to complain about banks:

District head offices, local head offices, head offices and CBRC (it is generally useless not to call the hotline of branch presidents)

Complain to the head office first, and the national head office will record it, and then contact the branch president directly to understand the situation. There will be a time difference of about one or two days. Before contacting the branch, the head office may complain to the regional branch or municipal head office where the bank is located.

Then the regional branch and the management center of the head office contact the branch president, and the national head office+municipal head office+regional head office contact the president at the same time (18 small cities may have slow feedback or no response). At this time, the national, municipal and district branches contact at the same time, and basically have to pay attention to it (if you don't pay attention, the above operation can be done once a day for several days, otherwise it will be malicious).

The last assassin's mace is to go directly to the CBRC, keep photos, recordings and other evidence at that time, copy the USB flash drive, write a paper complaint letter in real name and mail it to the CBRC. Once verified, the president and teller of the branch will be punished directly for their performance in the current month or year.

Some people will say, why not go directly to the CBRC? You must go to the bank to handle business, the fundamental purpose is to solve the problem, which is the final result you want to achieve. There is no need to lead people to death. After all, be a man and stay out of it, so that we can meet again in the future.

The most ruthless way to complain about banks 3. First, there will be a collection call when the credit card is overdue, but if you encounter illegal collection, or want to negotiate with the bank for installment, the bank just won't agree. You can call the CBRC complaint hotline 12378 for help.

This is a lucky phone call. If no one answers, you can do your own thing and put it aside to make a circular call. If you encounter insurance fraud and the insurance company violates the rules, you can also call this number.

Second, the collection will warn you or send you a simulated text message. You're being sued. Don't lose your temper at this time. I have shared how to tell whether you are really being sued before. You can learn about it and have a look. Today, I will say it again. You can also call the court system public service hotline 12368 to check the authenticity. Don't always listen to Xiao Cui's text messages and phone calls to scare yourself.

3. What should I do if I am really sued and have no money to hire a lawyer and want to seek free legal help? Call the hotline of 12348 Legal Aid Center for free consultation. Those who meet the requirements can also apply for a lawyer to help you with the lawsuit for free.

4. If someone infringes on your reputation, privacy and other legitimate rights and interests, such as personal information being leaked online, you can call the report hotline 12377 as long as you see illegal or bad information on the Internet, including fraud, infringement, rumor, gambling, etc.

5. If you encounter spam such as frequent harassment or unbearable content, you can call 010-1network bad and spam report acceptance center whether you receive it through website, email, telephone, SMS or fax.

6. If you encounter frequent telephone harassment or illegal SMS collection, you can also call 1238 1 to the bad information reporting hotline of the Ministry of Industry and Information Technology.

7. If I go to your home or work without your permission, I can directly refuse to communicate if the other party can't produce relevant entrustment materials and identity information. If I still pester you and even cause some harm to you and the surrounding area, I can call the police directly at 1 10.