Joke Collection Website - Public benefit messages - I just owe 6,200 to Minsheng Bank’s credit card and it’s one month overdue. If I don’t pay it back for three months, it’s legal to sue.

I just owe 6,200 to Minsheng Bank’s credit card and it’s one month overdue. If I don’t pay it back for three months, it’s legal to sue.

Yes.

When a cardholder's overdraft exceeds the prescribed period and is collected twice by the card-issuing bank, but fails to return it for more than three months, it constitutes a crime of credit card fraud. The bank has the right to cooperate with local judicial authorities to prosecute the cardholder. Criminal prosecution.