Did not apply for money but received a repayment text message?

I didn't apply for money, but I received such a message.

Spam should be ignored as long as it is not activated.

On September 24th, 20 19, Zhu received a strange phone call (03 16-6756 185), and the other party said that he could apply for a loan. Zhu downloaded the "Ping An Easy Loan" APP according to the request of the other party. After downloading the APP and filling in the registration information, the platform prompts that you need to pay the deposit, packaging fee and certificate fee 188 13 yuan.

Zhu paid the relevant fees as required, and did not receive the loan from the platform until June 5438+1October 65438+1October 8, only to find that he was cheated. Many of these messages are fraudulent messages. Don't believe them, let alone provide your own identity information. Once activated, there will be capital flow. Be careful when you receive such short messages, so as not to be deceived.

SMS fraud case

20 19 10 17 received a short message to apply for a loan, downloaded the "Qianhua" app according to the link in the short message, and wanted to borrow 30,000 yuan. After registering and perfecting the application materials, I was told by the "customer service" that I need to pay the factory fee and thawing fee.

I transferred 5400 yuan to the bank card provided by the other party, and I didn't receive the loan until I found out that I was cheated. Although there are many tricks of loan fraud, they are all the same, so we just need to remember that any fees charged in various names before the loan must be fraud. If there is a loan demand, we must go to a formal financial institution to handle it.

Never borrowed a loan but received a repayment text message.

If the user does not have a loan, but receives a repayment message, he can contact the lending institution or bank through the contact information left on the message. Generally speaking, applying for a loan now requires real-name authentication, and it is very difficult to steal someone else's ID card to get a loan. However, it does not rule out that lending institutions make mistakes when entering phone numbers, so that they will send text messages to mobile phone numbers that have not borrowed loans.

As long as the specific situation is explained to the lending institution, the lending institution will re-enter the mobile phone number after verification, so that the user will not receive the repayment SMS.

I didn't apply for the money, but today I received this message for no reason. What happened?

Hello, if you have money to spend, send an invitation to experience SMS to quality customers. If you don't want to participate in the experience, you can ignore or unsubscribe directly and won't give you a loan. Please rest assured that the money spent depends on the core technology of Xiaoman Finance (formerly Baidu Finance), which has strong technical strength. Xiaoman Finance uses the industry-leading AI technology to build an anti-fraud and credit risk model to control risks in multiple dimensions, covering the whole process of credit business before, during and after lending. If you have more questions, you can directly call the official customer service hotline 95055. ?

Loans with money to spend are safe, reliable and trustworthy. "Qianhua" is a credit service brand under Du Xiaoman Finance (formerly Baidu Finance) (formerly Baidu Qianhua, renamed as "Qianhua" in June 20 18). The maximum click amount is 200,000 yuan. Big brands are reliable and low interest rates are trustworthy. Money is easy to borrow and the daily interest rate is as low as 0.02%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security. Youhuahua provides personal consumer credit services for the public, creates an innovative consumer credit model, inherits Baidu's technical genes, and uses artificial intelligence and big data risk control technology to bring users convenient, fast and safe Internet credit services.

Share with you the application conditions for rich flowers: the application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.

When users apply for loans, they will encounter loan products with different repayment methods. Because interest rates are often expressed in different ways, such as the daily interest rate of five ten thousandths, the monthly interest rate of 1% and so on, it is difficult to compare which product is more economical. The price comparison artifact introduced by the rich can help us solve this problem. By comparison, we can intuitively understand the interest and expense details of the compared products, which helps us to make decisions.

This answer is provided by Youhuahua, please borrow it reasonably according to your needs. Specific product-related information is subject to the actual page of Youhuahua official APP. I hope this answer is helpful to you. Click on the bottom of the phone to measure immediately! The maximum loanable amount is 200,000.

Why do you receive repayment information when there is no loan?

If the mobile phone often receives loan information, it is probably because:

1. If the user has borrowed money from the loan platform before, even if the loan is settled, personal information will be left on the loan platform, and the loan platform may send a loan invitation message for new sources of performance;

2. If the user has never made a loan, it may be official website, who has entered some loan platforms before and consulted information, and is considered as a potential customer, so the loan platform will also send a loan invitation message;

3. It may be that the user's personal information is inadvertently leaked, and the loan platform will send a loan invitation SMS to expand the business after obtaining the user information; Or the user's personal information is stolen by others to borrow money.

Factors affecting the success of the loan:

1, even three times six

"Three consecutive years and six consecutive years" is a combination of "three consecutive years" and "six consecutive years". Generally speaking, "three consecutive months" refers to overdue repayment, and "six consecutive years" refers to six overdue repayments in a year.

If there is a situation of "three consecutive times", it means that your personal credit report is extremely bad, and the bank will judge the individual as having a very bad impression. Then, there is a great risk that the borrower's loan and credit card application will be rejected.

2. Late payment

Overdue, especially never, and as long as there is no repayment, the record will always exist. The overdue records of credit cards are all recorded in the credit report. Therefore, people who have never paid back the credit card money indicate that personal credit information is poor, so personal mortgage will be rejected by banks. Therefore, you must pay attention to keeping your personal credit information and don't discredit your credit information.