What does the Construction Bank mean by sending a message that there is a reserve fund of 50,000 yuan?

Refers to the cash withdrawal amount given by CCB to cardholders. China Construction Bank reported that the 50,000 yuan reserve fund refers to the cash withdrawal amount given to cardholders by China Construction Bank, which does not occupy the credit card limit and can be repaid in installments after application. Users related to the reserve fund of China Construction Bank can repay it in three installments, six installments, 12 installment, 24 installment and 36 installment. There is no interest, but a certain percentage of handling fee is required. After applying for the reserve fund of China Construction Bank, relevant users need to repay the loan on time. If it is overdue, it will not only affect users' personal credit information, but also affect their daily life.