5 1 How about a personal loan? Is it reliable?

5 1 personal loan is more reliable. 5 1 personal loan borrowers are mostly card users with relatively high quality. Compared with other pure P2P companies, the company's business is more diversified and has certain anti-risk ability. This conclusion can be verified from three aspects.

1, platform qualification

5 1 Credit Card is a wholly-owned subsidiary of 5 1 Credit Card, a listed company. 5 1 Credit card is the first member of China Internet Finance Association, and has a small loan license. 5 1 Personal loans are more formal than other unknown and unlicensed online loans. Therefore, from the perspective of platform qualification, 5 1 personal loan is more reliable.

2. Borrowing costs

From the perspective of borrowing cost, 5 1 personal loan is determined according to the borrower's comprehensive credit situation. The better the comprehensive credit, the lower the loan interest rate, and the lowest daily interest rate can be as low as 0.0 15%. Judging from the actual lending situation, everyone's loan interest rate is within the high interest rate red line of 36%. In other words, the interest rate of 5 1 personal loan is in compliance with relevant regulations.

3. Public opinion; popular will

Whether a hole is reliable or not can also be understood from public opinion. At present, the evaluation of 5 1 credit by media and users is positive. In other words, there is less negative news about 5 1 personal loan.