In recent days, anti-aircraft guns have been overdue, and telephone messages have been received for 2 days. What is this?

Generally speaking, as long as the online lending platform is overdue for one or two days, the collection will contact the borrower, even the borrower's relatives and friends, like a reminder.

First: If the platform maliciously deletes the database, that is, your loan contract and information are no longer in the database, then the money you borrowed will be wasted. Why does the platform maliciously delete the database? As mentioned earlier, since the platform was put on file by the police, it shows that they are also afraid that a large number of illegal information will continue to be dug up by the police, and then the court will make a judgment based on these illegal data. Therefore, some illegal platforms are not excluded. At this time, abandon the pawn and protect the handsome.

Second: the platform is closed, but the lender is still there. At this time, the money will be paid back sooner or later. This situation mainly occurs between p2p lending. In the past two years, many p2p platforms have run away, closed down and been investigated. They are just middlemen. The money borrowed by the borrower is the money invested by the investor on the platform, and the contract signed is also signed with the lender. Therefore, even if the platform closes down or is investigated, the lender still has the right to continue to ask the borrower for money (except the national annual interest rate).

Third: the platform closed down and signed a loan contract with the platform. Congratulations, you picked it up for nothing again! This situation mainly occurs in small platforms, such as 7 14 and anti-aircraft gun platforms. They are small workshops lending, investors develop an APP themselves, and then promote lending. The characteristics of this kind of platform are: illegal lending, guerrilla warfare (after this app is investigated, continue to change the vest), and the interest is abnormally high. If such platforms are closed down or investigated, borrowers generally do not have to pay back the money.