What consequences will not be caused by online business loans?

Online merchant loans overdue will bear the following consequences in 3 days:

1, credit will be hurt.

2. It will be collected by the platform.

3. There will be penalty interest.

4. The loan amount will be frozen or reduced.

5. The platform will require the loan to be settled in advance.

6. Affect the use of other products on Alipay.

7. Reduction of evaluation branches.

8. Will be blacklisted.

9. Malicious overdue will be prosecuted.

10, unable to enjoy preferential loan policy.

Online merchant loans do not support deferred repayment, so there is no grace period. You need to repay in time before the repayment date expires to avoid being affected by overdue.

In addition, online merchant loans cannot be repaid through negotiation. After the deadline, they need to bear the above overdue consequences. It is difficult to reduce penalty interest or interest through negotiation. Therefore, after using the loan, we still can't pin our hopes on negotiated repayment.

Just search: Bei Jian check it quickly. Click Query, enter information, and find your own big data report under the 100-line credit inquiry portal. The big data query platform has basically docked 98% of online lending platforms, and the queried online lending data is very comprehensive and accurate. Will display the user's network black index score, you can intuitively see whether the user is a network black account.

Extended data:

What are the adverse consequences of online merchant loans overdue?

Consequences of online merchant loans overdue:

1. generates penalty interest. Online merchants will have a high penalty interest after loans overdue, calculated according to the original loan interest 1 plus 5 times. The longer the overdue period, the more interest will be generated.

Second, it was collected. After the online merchant loans overdue, the platform will collect the users and contact their family, friends and colleagues. If it is serious, you can also call the user's company or the government department of the household registration to find out the user's economic situation. It will affect the normal life of users and friends around them.

Third, it affects credit reporting. Loans overdue records of online merchants will be reported to the central bank's credit information system. Once the credit information is affected, users who want to apply for car loans, mortgages and other credit businesses in the future will be affected.

Fourth, being sued by the platform. If the online merchant loans overdue has a large amount and fails to pay it back for a long time, then the platform can sue the user to the court and apply for court enforcement.

5. Blacklist. If users can't fulfill the effective judgment of the court, they will be blacklisted to limit their high consumption behavior.