Why did Yanhe Alliance send me a message?

Recently, mobile phones often receive short messages from Heilongjiang Rural Credit Cooperatives, the content of which is a self-service withdrawal notice from an account. The problem is that I don't have this bank card at all?

Maybe the owner of the bank card used to bind the mobile phone number when he applied for the card, and then the mobile phone number was cancelled when it was deactivated. After cancellation, you assigned this mobile phone number to you when you went to apply for a mobile phone card, but the mobile phone number bound to his bank card has not changed, and you will receive a text message.

What bank is Heilongjiang Rural Credit Cooperative?

Heilongjiang Rural Credit Cooperatives, called Heilongjiang Rural Credit Cooperatives, are affiliated to rural credit cooperatives and are financial institutions established by members of credit cooperatives. Provincial Association was established in 1950s and in August 2005. Authorized by the provincial government, the province's rural credit cooperatives perform the functions of "management, guidance, coordination and service". Provincial Association is composed of city (prefecture) associations, county (city, district) associations and rural commercial banks, and democratic management is implemented.

What bank is a rural credit cooperative?

Rural credit cooperatives are rural credit cooperatives. Rural credit cooperatives refer to rural cooperative financial institutions established with the approval of the People's Bank of China, which are composed of members' shares, implement democratic management and mainly provide financial services for members. Deposits in rural credit cooperatives can also enjoy the protection of the Deposit Insurance Regulations, and deposits within 500,000 yuan can be paid in full.

As a banking financial institution, rural credit cooperatives have their own characteristics, mainly manifested in:

1, farmers and other individuals in rural areas jointly form cooperative financial organizations whose main purpose is mutual assistance. Its business operation is managed and operated by the personnel designated by the members on the basis of democratic election and is responsible to the members. Its highest authority is the member congress, and the executive body responsible for managing specific affairs and business operations is the Council.

2. The main sources of funds are shares paid by cooperative members, retained provident fund and absorbed deposits; Loans are mainly used to solve the capital needs of its members. At first, it mainly issued short-term production and living loans and consumer loans. Later, with the economic development, it gradually broadened the channels of borrowing, which is no different from commercial bank loans.

3. Because the business object is a cooperative member, the business process is simple and flexible. The main tasks of rural credit cooperatives are to organize and regulate rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and member family economy, and limit and crack down on usury according to the provisions of national laws and financial policies.