Why did Yi Tong pay the service charge of 199 by credit card? Is it a scam? How can people believe that there is no agreed deposit?

E-Pay means that the swindler is acting as an agent and often calls, saying that there is no annual fee, no service fee, and the credit card rate is 0.38%, so 69 yuan needs to pay for the machine. After the card is activated, he will return to 69 yuan. Unexpectedly, when activated, the system shows that the one-time service fee of 199 yuan will be deducted. No provocation. I asked the customer service if it was collected by the agent, and the agent said that it was deducted first and then returned. This is a routine. I checked online, and everyone said 199 yuan won't refund it. How much should I pay to return it? Then it's routine again. In addition, there is an annual traffic fee in 36 yuan, which is an annual fee. You can't return the machine if you want. Even if the machine 69 yuan is sold to you, the customer service doesn't care, and there is no way to complain. E-Pay is a rubbish and liar company.