What is the exclusive limit limit for ICBC credit cards?

Has anyone successfully received the exclusive limit increase for ICBC credit cards? For example, you will know at a glance

;? The fixed limit of ICBC credit card is difficult to withdraw, but sometimes it is relaxed. For example, during Double Eleven and holidays, customers will be invited to participate in exclusive limit increase activities and receive text messages. Invited customers who reply to the text message will be eligible for an exclusive quota increase. During the event, the fixed quota can be increased by swiping their cards to meet the quota. However, there are also many cardholders who question the authenticity of the activity and want to know if the exclusive limit increase for ICBC credit cards has been successful. Here, what is certain is that the ICBC activities are real, and many people have indeed increased their quotas through the activities.

Here is a real example: Xiao Wu’s ICBC credit card limit is 10,000 yuan. He received an exclusive SMS limit increase from ICBC before Double 11 last year and responded before November 11. With the "exclusive quota increase", the temporary quota doubled to 20,000 yuan. Then Xiao Wu spent 1,000 yuan on seven major platforms including WeChat, JD Pay, and Alipay from November 11 to December 31, and spent 2,000 yuan overseas. According to the "card-bound consumption amount*3, it will be converted into a permanent limit. Overseas ( The rule of "conversion of *2 consumption (including overseas shopping) and *1 conversion of other consumption" has been doubled, and his permanent quota has become 1,000*3+2,000*2+10,000=17,000 yuan. However, although the event is real, not everyone who participates in the event can successfully increase their quota. To put it simply, they must meet the conditions for the quota increase, which mainly include the following matters: 1. Only customers who receive SMS invitations can qualify for the event by replying to the SMS within the specified time. Overtime replies or no replies will not be counted. In addition, those who did not receive the text message but responded to the text message themselves will not be counted, although they may receive a unified reply template sent by ICBC after replying. 2. After replying to the text message, the temporary limit must be increased first, which is mainly subject to the bank's approval results. If there is a discrepancy, the temporary limit cannot be doubled. 3. The exclusive limit can be doubled to 50,000 yuan. If the fixed limit is already 50,000 yuan, the card consumption limit for participating in the event cannot be converted into a fixed limit. Spring Festival quota adjustment! Exclusive 3x limit increase for ICBC credit cards...

There has been a lot of excitement among ICBC cardholders recently. A few days ago, amidst the wailing, a large number of cardholders’ ICBC credit cards were subject to risk control. In the past few days, discussions have begun again about the quota for the Spring Festival, and ICBC officials have also released news that the quota will be tripled to a maximum of 100,000!

Cardholders who receive the text message remember to forward it within three days, starting today! Without further ado, let’s look directly at the official content provided by ICBC:

iGou is coming in force in the New Year!

Increase your ICBC credit card limit permanently!

The limit can be tripled!

The best! high! ten! Ten thousand!

Buy new clothes! Buy New Year’s goods! Welcome the New Year!

During the period from January 12 to January 13, 2020

If you received the exclusive quota increase SMS of 95588

If you received the quota increase SMS Forward this

exclusive quotation increase message to 95588 within three days

and you will receive full sincerity immediately!

Activity rules:

1. Customers who receive the text message will immediately forward the content of the text message to 95588, and your credit card limit will be tripled, up to 100,000, and ultimately The approval of ICBC shall prevail. (This activity will check the customer’s credit report from the People’s Bank of China, please understand)

2. This activity is only open to invited customers (that is, customers who have received ICBC’s exclusive credit increase SMS)

After the limit adjustment is successful, you can automatically increase the RMB and foreign currency limits of other cards under your name through the ICBC e-Life APP. Is it true that I received the information about a credit card limit increase from ICBC? How much can I withdraw?

1. ICBC often relaxes from time to time, and offers exclusive limit increase activities for high-quality users, with a maximum cap of 50,000 yuan. After receiving the invitation text message, friends sign up to participate in the event, and then swipe their card to make purchases to increase their credit limit. However, although many cardholders have received text messages, they suspect that it is not true. Let’s take a look at the exclusive limit increase of ICBC.

2. The exclusive limit increase for ICBC credit cards actually means converting the consumption limit during the event into a permanent limit. However, this event is not available at any time, so you can call customer service to consult.

Users who proactively receive the ICBC Auntie 95588 invitation text message can directly follow the text message prompts to participate in the event. Of course, it is not ruled out that there are fake text messages received. This needs to be identified, mainly to see if the text message has a link. If there is no link, it is usually genuine. After all, participating in the event does not require you to click on a link, but simply reply to the "exclusive quota increase" registration via text message. After successful registration, you need to swipe your card for consumption on the designated platforms, which mainly include WeChat Pay, Alipay, JD Pay, Yi Pay, Baidu Wallet, Suning Pay and NetEase Pay. Then the consumption will be calculated according to your consumption pattern. The amount will be converted into a fixed amount according to the activity regulations.

3. If the card is bound to the card for consumption, the consumption limit can be tripled for conversion, the amount for overseas or overseas shopping can be doubled for conversion, and the other consumption amount can be doubled for conversion. However, no matter how you use it, , the fixed amount is capped at 50,000 yuan. The above is the relevant introduction to "Is the exclusive limit increase for ICBC credit cards real?" I hope it will be helpful to everyone. The last thing to remind is that the final result of the exclusive ICBC credit card limit increase is subject to the bank’s approval. If the limit increase conditions are met, the limit will be adjusted gradually after 5 working days. It usually takes more than 6 months for ICBC credit card SMS invitations to increase the limit. If the user applies for a credit card that has been used for more than 6 months, there is a certain chance of receiving a limit increase SMS. If the user's credit report is good, the chance of a credit increase after being invited is relatively high, but in fact, the review results of ICBC still have to prevail.

Of course, there are also users who have been using the system for a year or more before receiving an invitation to increase their credit limit via text message. This situation is also normal. ICBC will send the SMS limit increase message based on the user’s usage.