Can I get a loan only by my mobile phone number?

You can't. Because it is impossible to get a loan only by using the mobile phone number, it is because the loan requires the borrower to provide personal valid identity information. And there is only one mobile phone number, of course, it cannot provide valid identity information.

You can't get a loan just by using your mobile phone number. Even for those online loan products with very low application threshold, if you want to apply for a loan, you must at least provide your ID card and mobile phone number for real-name authentication. So it is basically impossible to apply for a loan with a mobile phone number.

If you apply for a loan through a regular online lending platform, you need basic personal information such as ID card and bank card in addition to the mobile phone number with real-name authentication. If it is a bank loan, in addition to the mobile phone number and ID card, you need to provide proof of residence, proof of work income, proof of assets and financial resources, and so on. Each loan project requires different conditions and application materials, so you can call the bank customer service for consultation.

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Here are some tips for successful loans:

1. Reasons for borrowing: In the process of applying for a loan, the borrower should be frank and clear, and write down the purpose of the loan and the advantages of personal repayment in detail.

2. Loan amount: The loan amount applied by the borrower in the bank should not be too high, because the larger the amount, the higher the possibility of failure. However, this is not what lenders want. Of course, they don't want their loan funds to see the movement of lending within half a month. If the loan amount applied by the lender is large, I suggest you reduce the loan amount appropriately, so the hope of passing the bank audit will be greatly increased.

3. Loan Description: Fill in the application materials, loan purpose, personal credit record, income source, repayment ability, family income, etc. in detail. Make sure that your loan can be repaid on time no matter when, where or how.

4. Loan repayment: After a successful loan application, the borrower must repay the loan within the specified time. Don't take chances and delay the repayment time, thus causing a bad personal credit record. In addition, the relevant departments will try their best to recover the loans in arrears.