How many days will it take for the Cangzhou Housing Provident Fund application to be approved?

The loan period is generally about 1-4 months. The specific progress varies from place to place and everyone's situation is different. You can call 12329 for consultation.

Take a certain city as an example: the borrower applies for a loan at the Housing Provident Fund Management Center and the management center approves the loan within 15 working days.

After approval by the Housing Provident Fund Management Center, it will be transferred to the undertaking bank for review. The real estate development enterprise will handle the mortgage, pay the deposit, and the borrower will sign the IOU and set up an account (the entire process takes time between the borrower, the undertaking bank, and the development company). The housing provident fund management center has the right to follow up and supervise the processing). The sponsoring bank then submits an application to the management department, and the management center reviews and issues the loan. The sequence of loan issuance: First, the loan issuance is guaranteed for second-hand houses and existing houses in the purchase of the first house, secondly, the loan issuance is guaranteed for second-hand houses and existing houses in the second house, and the purchase of other second houses and off-plan houses is based on the completion time of the building and the borrower's application for the loan. A waiting system will be implemented during the period (although this year’s loan plan has been used up, the issuance of provident fund loans has not been stopped, so it will not affect the purchase of houses by paying employees).