What do you mean the bank card is expired? What does it mean that the bank card shows that it has expired?

1. Bank card expiration refers to the cancellation of the bank card because the balance in the card is insufficient to pay the annual fee of the bank card.

2. If it is a savings card, that is, you need to save money to use it, there is generally no concept of bank card expiration, unless the banking system of your card has changed greatly, but in this case, you will be informed to replace the new card, and the bank card number may change, but the bank account number is still the same. Therefore, ordinary bank cards will not expire if they have a balance.

3. If there is no balance beyond the time limit stipulated by the bank, the general bank will cancel the bank card. So the bank card expires because the balance in the card is not enough to pay the annual bank card fee. If there is enough money in the card, the bank card can be used normally after the system deducts the annual fee.

4. Credit cards and quasi-credit cards in banks are more common. These cards are generally issued every five years. One month before the expiration, the bank will automatically send you an expiration notice, usually by telephone. If you call back for automatic renewal, the bank will issue you a new card, and the expiration time will be recalculated for five years.

If you don't receive the notice from the bank or forget it, the expired bank card will be frozen by the bank, but the money is still your money. You can apply for renewal at the card bank. Generally, there is no malicious overdraft, and the bank will give you a new card!

6. It is suggested that you merge or cancel your long-term immobile and unused RMB personal small demand deposit account (including savings passbook and debit card) in time, especially the account with a daily average deposit balance less than that of 300 yuan (the daily average deposit balance is the sum of the daily average deposit balance of the account divided by the deposit days).

7. With your passbook (or debit card) and password, you can go to any bank outlet in the city where you open the account to handle the merger or cancellation procedures of RMB small personal current deposit account.