Is WeChat suggesting that there is a risk of being cheated?

WeChat payment reminder, if there is a "risk reminder" prompt, it means that the collection account is very likely to be a liar and has been detected by WeChat payment. At this time, payment should be suspended or the other party's identity should be confirmed before payment.

So, how does WeChat Pay know who the prompt should be sent to and who it should not be sent to? In fact, WeChat Pay has built a security risk control system to identify malicious accounts and transactions. In the payment process, if the collection account has abnormal characteristics, WeChat will remind the user of the transaction risk according to the degree of risk; If the payee is malicious, WeChat will intercept and protect the transaction to remind users to pay attention to the safety of funds.

In addition, in addition to reminding users, WeChat also provides users with a 15 minute "transfer cooling-off period". During this period, users can verify each other's identity and make more accurate judgments.

In fact, in addition to WeChat payment, criminals also cheat through various means. So pay special attention to the following three situations.

The "red envelope artifact" hides the Trojan horse, so be careful that the deposit is stolen. Some software that grabs red packets claims that they can grab red packets every second. On the surface, it has many benefits, but it is actually virus software. Once installed, the mobile phone will be infected with viruses, and personal information, WeChat wallet and bank card balance are very likely to be stolen.

"Good bargaining" does not make money, and personal information is in crisis. Liars often take "as long as they invite their friends to help them' bargain' to 0 yuan on the link page, they can get the products for free" as a gimmick to lure users to click on the link and fill in their personal information, and also ask users to forward them to their friends. Liars use this information to steal cash from bank cards bound by customers, and promote these fraudulent activities to users' friends, and carry virus links in the information for secondary fraud.

The rebate QR code is hidden, and the virus link should be paid attention to. Liars use goods as bait, claiming to give consumers rebates or cheap, and send QR codes or unknown links to hide Trojan virus. Once the code is scanned or the link is clicked, Trojan will steal personal information, such as application account number and password.