Pat the loan. Do you really need to pay back if you don't go to credit? Will not affect the family!

① The most common collection method, the customer service calls you to ask when you have to repay, otherwise, it will be handed over to the collection department.

The collection department will call you to chat (outsourcing collection company), urging the dog to call and like to make a threat that he thinks is arrogant first, and then give you one last chance or something, otherwise you're welcome or something. Don't pay it back in the early stage: bombard people in your address book with text messages (the content is who owes money). Mid-term: the collection company will call relatives and friends in your address book to remind them of their accounts, and will also send messages such as emails, harassment and abuse (in short, it is difficult to say hello to your mother). Later: claiming to be a law firm, your case has been put on file by the criminal investigation team (urging lawyers to forge a notice of filing can only deceive legal ignorance, and the economic dispute police station will not accept it). Also: the lawyer has sued you in court. I suggest you contact a lawyer with a number and a court indictment (99% are false). Everything needs a court summons. Don't trust the content of short messages easily (it has nothing to do with civil economic disputes and imprisonment, and prosecution is good for debtors. The unreasonable interest, overdue fee and service fee of the auction loan can not be supported by the court, and many cases have been prosecuted by online loans: all interest and overdue are given up, and only the principal in arrears is repaid).

(3) The loan amount of the auction loan is not high, and the collection company basically does not come to the door. Auction loan collection is nothing more than insulting, harassing and intimidating relatives and friends. It's up to you if you don't pay it back. Intention: If you keep urging friends and relatives to collect dog abuse harassment money, don't pay back a penny.