Will overdue online loans explode the address book owner?

Description:

1. According to the relevant laws and regulations in China, the personal information of the borrower should be protected, and the online lending company may not disclose it to a third party without the borrower's permission.

2. The information involved in overdue online loans is usually stipulated in the contract and needs to meet the requirements of relevant laws and regulations. Under normal circumstances, online lending companies will not directly disclose the information of overdue borrowers to everyone.

3. The online loan company may take some collection measures, such as contacting the borrower himself or his emergency contact by telephone, text message, email, etc., but this behavior should be restricted and personal privacy should not be violated.

4. Under special circumstances, if the borrower is overdue for a long time and cannot be contacted, the online lending company can take certain measures to ensure the debt recovery, but it still needs to abide by relevant laws and regulations and try its best to protect the borrower's personal privacy.

It is worth noting that for different online loan companies, the specific situation will be different. Some lawless elements may use overdue online loans for illegal collection, which is illegal and should be vigilant.

Summary:

According to China's relevant laws, regulations and regulatory requirements, online lending companies may not disclose their overdue information to anyone without the borrower's permission. However, the collection measures may involve contact with the borrower or his emergency contact, but they also need to meet the protection of personal privacy. For the problem of overdue online loans, borrowers can consult relevant legal professionals to understand their rights protection and coping strategies.

Extended data:

According to China's "Law on the Protection of Consumer Rights and Interests in People's Republic of China (PRC)", "Interim Measures for the Management of Business Activities of Information Intermediaries in Personal-to-Personal Lending" and other laws and regulations, the personal information and privacy of borrowers are protected by law. Online loan companies should follow the principle of legality and compliance in the collection process, respect the privacy rights of borrowers, and must not maliciously harass or infringe on the rights and interests of borrowers. At the same time, borrowers are also obliged to repay on time, otherwise they may face consequences such as overdue interest and late payment fees. Borrowers are advised to read the terms of the contract carefully before lending, maintain good lending discipline and plan the use of funds reasonably.