Where is the date of establishing a credit card visa?

The visa date of credit card establishment is in the format of xx/xx below the card number on the front of the card, one month before and one year after. For example, 08/ 16 is displayed on the credit card, indicating that the credit card is valid for August 20 16. Credit cards are generally valid for three to five years, and the validity period is counted from the date of issuance.

Credit cards can't be used indefinitely, but they have a validity period. The validity period of credit cards varies from bank to bank. Cardholders should pay attention to the validity period of their credit cards and replace them in time before the expiration, so as not to affect the normal use of credit cards.

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Measures to deal with expired credit cards

According to the customer service staff of the bank credit card center, usually before the credit card expires, the bank will take the initiative to mail a new card for the customer. However, cardholders should pay attention that if the mailing address changes, they should call the credit card customer service center in advance to change the mailing address, so as to avoid getting a new card.

In addition, if you don't receive the new card as scheduled, you should contact the bank in time to inquire about the relevant information and ask the bank to reissue the card and send it. After receiving the new card, the cardholder should call customer service to open the card. With the new card coming into effect, the original card will be invalid.

If you don't want to continue using this card, don't think that the credit card has expired, so don't pay attention to it. According to the bank staff, even credit cards that have never been used during the validity period may be in arrears due to annual fees. Therefore, in order to avoid bad credit records, cardholders should be cautious about credit cards that are no longer used.

If you need to cancel your card, the cardholder can directly call the customer service phone number of the relevant bank or bring relevant materials to the bank outlet for handling.

People's Network-Credit Card Expiration