Is it true that the online loan received a private number text message overdue and said it was a litigation mediation center?

The online loan received a private text message late at night saying it was a litigation mediation center. After receiving this message, I suggest you call the customer service of online loan. Personally, I don't think this kind of thing is generally true. The reason for this is that there is no so-called litigation mediation center for general online loans, which is not in line with legal procedures.

If you say that your online loan is overdue and the other party sues you, you will generally receive a letter from the court telling you when to go to what court, and there will be reasons in the letter. Generally speaking, the court will not notify the parties by SMS, which is what you need to be clear about. If your online loan is overdue, receiving information from the so-called litigation mediation center is generally a means of collection by a third party. Of course, this also shows that online loans have the idea of suing you, depending on whether you can repay in time or whether you have the attitude of repayment.

In fact, the main purpose of most online loans is to let you pay back the money, not to let you go to credit or sue you. Therefore, after you are overdue, after the online loan collection for a period of time, there is a high probability that you will negotiate repayment. The repayment method is to stop or give you installments. In any case, their aim is to reduce bad debts as much as possible and recover the capital flow. So don't worry too much about receiving the information from the so-called litigation mediation center. As long as you don't refuse to answer the phone, as long as you can keep in touch, they will actively negotiate with you, and there is a high probability that they will meet the way you want to repay, and they will not sue you or give you credit information.

Generally speaking, once the negotiation is held, you will be suspended, or you will repay the loan in installments. If you don't pay back after negotiation, the other party will probably let you go on credit or really sue you. As the saying goes, over and over again, there are usually only three chances!

It should not be true that the online loan received a text message from a private number after the deadline, but it is obvious that the other party wants to negotiate with you to pay back the money.