Why does the bank card show that the transaction is refused?

The bank card refused the transaction for the following reasons:

First, when the banking system detects that the bank card has transaction risk, the transaction cannot be carried out and will be rejected. If the cardholder uses this card to spend money in other safe trading channels, the transaction refusal status will be automatically lifted.

Second, when the balance of debit card and credit card is insufficient, the bank card will refuse the transaction. Prompt the system to reject the transaction and whether the balance in check card is sufficient.

Third, the bank card is out of order, usually because of the chip problem, so you need to go to the counter to ask. The status of the card will lead to this situation for some frozen cards.

Fourth, after the bank card reaches the maximum card limit on the same day, the subsequent transactions of the bank card will restrict the transactions.

At present, there are various reasons why bank cards refuse to trade. Cardholders need to analyze according to the actual situation, and can call for advice when refusing the transaction.

There are many reasons why bank cards are frozen, and users can unfreeze them according to the reasons. Common reasons are:

1. If the savings card is frozen due to incorrect password, the user needs to bring valid ID and original bank card to the bank outlet to unfreeze it. When unfreezing, if the assets are less than 50,000, you can reset the password on the smart teller machine. If the balance in the card exceeds 50 thousand, you need to go to the counter in person.

2. If the savings card is frozen for judicial reasons, it needs to be unfrozen after fulfilling the corresponding obligations. For example, you need to repay others' debts before you can unfreeze them.

3. If the savings card is not used for a long time, which leads to the freezing of the counter business, I also need to go to the counter with a valid ID card and bank card.

4. The credit card is frozen and needs to be unfrozen. The reason may be illegal credit card swiping or cashing. So it's best to go to the bank counter and get rid of the corresponding reasons before using it. If it is frozen because of the wrong password, you must also go to the counter.