Ten days after the credit card was overdue, the Bank of Communications sent a message. It is said that it has been seriously overdue and cannot communicate with the bank normally. Will it call home?

After the credit card of Bank of Communications is overdue, the bank will generally not collect it at home. When SMS, telephone or email collection fails, they will directly sue the court for repayment.

When you are overdue for more than 3 months, the amount in arrears exceeds 654.38+00000 yuan, and you still don't repay the loan after being urged twice by the bank, this case belongs to malicious overdraft, and the bank has the right to sue.

Usually the credit card is overdue for 30 days, and you will call home. If the credit card is overdue for more than 30 days, the issuing bank fails to call or send a text message to the cardholder, or the cardholder cannot be contacted at all, the bank will call the cardholder's family and tell the cardholder to pay off the debt as soon as possible. Some banks will ask the cardholder's family to pay off the debt for the credit card cardholder.

Generally speaking, after the credit card is overdue, if it is overdue for more than seven days, the bank will call the credit card holder and urge the credit card holder to repay.