Will there be a door-to-door meeting if there are overdue installments? What happens when the mortgage is overdue?

Yes, it is ok to collect overdue mortgages by installments.

Specifically, regarding the installment of overdue mortgage, the following points need to be explained:

1. First of all, after the borrower's mortgage is overdue for a certain period of time, banks/financial institutions may take the way of door-to-door collection. This is because banks need to try their best to recover overdue funds and protect their rights and interests.

2. Secondly, banks/financial institutions usually remind borrowers by phone or SMS within a period of time after overdue repayment, urging borrowers to repay as soon as possible. If the borrower still fails to repay the loan, the bank can send a collection staff to collect it at home.

3. In addition, when dunning at home, the dunner usually communicates with the borrower to find out the borrower's willingness to repay and the current financial situation, and tries his best to negotiate and formulate a repayment plan in order to solve the overdue problem.

4. Banks/financial institutions will generally consider the overdue amount, overdue time, the borrower's repayment ability and other factors, as well as the requirements of laws and regulations when choosing home collection.

In short, under certain circumstances, overdue mortgages can be collected by stages, but the specific practices will be different according to the policies of banks/financial institutions and the overdue situation. For borrowers, the best way is to avoid overdue repayment. In case of overdue, you should communicate with banks/financial institutions in time and actively seek solutions to overdue problems.

Extended data:

According to relevant laws and regulations in China, banks/financial institutions have the right to recover overdue funds and take corresponding recovery measures, including but not limited to telephone collection, SMS notification, door-to-door collection, etc. Overdue repayment may not only have a negative impact on personal credit records, but also lead creditors to take legal measures to recover. Therefore, it is an important financial responsibility to abide by the repayment agreement and repay on time.