Will Gosling really find you when he spends money overdue?

Goose does not support agreed repayment or deferred repayment, so as long as the borrower can't repay on the repayment date, it is considered as overdue repayment.

Goose spends money as a loan product under the bank and accesses the central bank's credit information system. Therefore, after overdue repayment, the borrower will be reported to the credit information platform, resulting in a bad credit information record. After overdue repayment, penalty interest will be paid at 50% of the annual interest rate.

After the borrower is overdue, the overdue interest will gradually accumulate, which greatly increases the repayment pressure of the borrower. If the borrower fails to pay back for a long time, the longer the bad credit record is overdue. If it is overdue for more than 6 months, the negative impact will be even greater, and other subsequent loan products and credit cards may not be available.

If the borrower is unable to repay in full, he can choose to repay by installments and allocate the total repayment amount to each month, which can greatly reduce the repayment amount of each month, and he will not receive credit information, but only need to pay part of the installment interest.

It is reported that Goose paid the bill on 1 and repaid it on 15, and all borrowers who failed to repay the loan after the deadline were treated as overdue.

If goose consumption is overdue, there will be overdue records on credit; The longer the overdue time, the more overdue interest will be generated; You can't apply for other loans during the overdue period; During the overdue period, you will encounter text messages and phone calls, which will affect your daily life; Overdue records will be uploaded to big data, and users cannot apply for online loans until the records are deleted.

Therefore, the consequences of goose spending money overdue are very serious. Please repay as soon as possible after the overdue period to reduce the negative impact of overdue records. In addition, after the money is overdue, Gosling may not be able to continue to use it after paying off the arrears. Whether users can continue to use gosling consumption depends on the audit results of the system. If the page has no quota, users can't spend with geese.

Every time a goose applies for spending money, it needs authorization to inquire about personal credit information. When the user's credit information is poor, not only the audit fails, but also the loan approval inquiry record will be left in the credit information. There are too many records of credit inquiry, which will lead to the destruction of personal credit information.