How to check the credit limit of a successfully applied CITIC Bank credit card?

Inquiry on CITIC Bank credit card limit after successful application

1. Customer service hotline inquiry

Cardholders can call CITIC Bank’s 24-hour customer service hotline: 40088-95558. Press "3" for bill and available quota inquiry services, and then press "2" account inquiry to query information such as quota.

2. SMS query

You can use the mobile phone number registered with CITIC Bank, edit the mobile phone text message: YE + the last four digits of the card number (such as: YE8888), and send it to: 106980095558 to query to your available credit information.

Charging instructions: Users of China Mobile, China Unicom, and China Telecom who send text messages to 106980095558 only need to pay the operator the text message sending fee, and CITIC’s reply to the text message is free.

3. Online banking inquiry

Step 1: Log in to the homepage of China CITIC Bank Credit Card Center and click the "Credit Card Online Banking" function on the right;

Step 2 : Select "Express Version" or "Online Banking", and then log in to China CITIC Bank Credit Card Online Banking;

Step 3: You can query the credit card by querying the "My Account" or "Card Management" service Quota.

4. Bill inquiry

Cardholders can check your available credit limit for the month on each credit card statement issued by the bank.

Note: Method 4 requires you to get a credit card and start using it.

Extended information

Compared with ordinary bank debit cards, the most convenient way to use credit cards is that they can be used for ordinary consumption without cash in the card. The advantages are:

1. You can use overdrafts without deposits, and you can enjoy an interest-free period of 20-56 days for on-time repayment without charging any interest (most banks will charge an interest of 50,000 cents on the day of cash withdrawal, and There is a 2% handling fee. ICBC cash withdrawals are free of handling fees and only charge interest).

2. Swiping your card when shopping is not only safe and convenient, but also gives you points as gifts

3. You can enjoy discounts when using your card at the bank's special merchants.

4. Free monthly mailed statements, allowing you to transparently control every consumption expenditure; (now promoting green environmental protection, paper statements can be canceled and changed to electronic statements)

5. The 400 number or the 5-digit short number starting with 9 is available 24 hours a day. Loss reports are effective immediately and there is zero risk of losing the card.

6. Use third-party platforms (the domestic platform that supports credit card bill management is mainly Jujindou) to conduct business cooperation and provide preferential services to cardholders.

Reference: Baidu Encyclopedia: Credit Card