Xiaoying's credit card loan is being repaid. I haven't received the text message yet.

What you want to ask is the reason why Xiaoying's credit card loan is in the process of repayment but has not received the text message? Wrong mobile phone number, system problem.

1. Wrong mobile phone number: make sure that the mobile phone number is correct and there are no mistakes or omissions.

2. System problem: There is a problem with the system failure, which will cause the SMS notification to be unable to be sent.